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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

efficient and very prompt.

I already had a Zopa loan but needed to replace the family car. I found it very easy to arrange to borrow enough to clear the original loan and get the car my wife really wanted. We found it very straightforward and it really wasn't long before the money was in our account, and it was a very simple transition from one loan to the next. Reviewed on: 30th May 2017

Always Know Where You Stand

Loan was very simple & money in with no issues but what I like is that you can always see where you stand. Even showing you your settlement or what difference to your payments paying a bigger payment would make. No having to call to get a settlement that will then be sent in the post. Great company. Would use again. Reviewed on: 30th May 2017

Super easy to use!

Very easy to apply and access the online dashboard to manage repayments, wouldn't go anywhere else Reviewed on: 30th May 2017

Simple and quick personal loan

When looking for a personal loan online you often see the promotional rates to draw you in but very rarely get them. With Zopa the advertised rate was the rate I received and the fact that the whole application could be completed online, including identity and income confirmation , made the process incredibly easy. The whole process to 3 days to complete and the money was in my bank 2 days later. I have already told friends about Zopa and have no hesitation in recommending their service. Reviewed on: 30th May 2017

Accessible, affordable and straightforward

Zopa made getting my loan an easy and straightforward affair. Everything explained in plain English and very good communications. I can't fault their products or their service. I wouldn't hesitate to recommend them. Reviewed on: 30th May 2017

Everything you need

Great interest rates, simple application and easy payments. What else do you need? Reviewed on: 30th May 2017

Easy!!

Great communication and very efficient. Will definitely recommend and use again if needed Reviewed on: 30th May 2017

really simple and good interest rate

Zopa is Easy to ok communicate with clear and simple Reviewed on: 30th May 2017

Great service responded very quicklyy

Just very happy Reviewed on: 30th May 2017

The best by far.

Easy, simple, efficient and no-nonsense. Reviewed on: 30th May 2017

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