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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick painless experience

How a financial institution should operate, to the point that you barely notice them as its seamless. Bravo Reviewed on: 30th May 2017

Great

Quick efficient and hassle free. I would highly recommend Zopa to friends as they are competitive and come back to you quickly with a decision. Reviewed on: 30th May 2017

Very low interest, easy to apply.

Brilliant company , low interest. Very happy Reviewed on: 30th May 2017

Highly recommended

Great quick online service and great rates. I can't recommend highly enough Reviewed on: 30th May 2017

Quick, easy and the best deal for me.

Did it online with ease and the response was really quick. Forms were simple and not drawn out. I can pay the full amount back with no hidden charge and when I called in to verify, the staff were courteous and didn't try and sell me any thing on top. Perfect. Reviewed on: 30th May 2017

its been of great help

been a good experience would recommend to friends and family anytime anyday Reviewed on: 30th May 2017

Very good experience

Very good experience and very helpful staff . Fast and easy Reviewed on: 30th May 2017

Easy plan

Easy to apply with quick response and tells you how much to pay back and for how long. Reviewed on: 30th May 2017

Easy to apply quick decision a pleasure to do business with

Excellent service and helpful staff - a no nonsense approach throughout the process highly recommended Reviewed on: 30th May 2017

Quick, easy, efficient

I decided to apply for a loan spontaneously to clear some debt in bulk, thinking this would take some considerable time as well as effort. Within 5 days funds were in my account. I have been able to move my payment date also with ease having started a new job using the online facility, this too was immediate. I have contacted customer services a few times asking various things in relation to my loan i.e. Early repayment etc and have always had a quick and non automated response. I would highly recommend zopa, they have been extremely helpful! Reviewed on: 30th May 2017

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