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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 11th Apr 2026

274400% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Access to loan Access to loan facilities, and quick response to my need Reviewed on: 11th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

First-class personal loan provider

Zopa is my first choice personal loan provider. It provides a smooth, no-hassle experience and excellent customer service. Reviewed on: 30th May 2017

Recommend to everyone

Brill would recommended to everyone very helpfull nice to do online and no appointments to a tend Reviewed on: 30th May 2017

Fast Efficient Service

I could not believe how quick and stress free the loan process was. Easy to manage online as well. Customer contact staff were very friendly and efficient Reviewed on: 30th May 2017

Easiest loan ever

Very simple and easy. No fuss and very straightforward Reviewed on: 30th May 2017

Fast and friendly service

Efficient team, easy to contact and always friendly and helpful. Great service, Thank You Zopa team. Reviewed on: 30th May 2017

service

hassle free service, very competitive, would highly recommend Reviewed on: 30th May 2017

Extremely Happy

I have borrowed with ZOPA twice now and both times the process has been a good experience. The online application process was quick and simple and the decision was made quickly and finances transferred to me quickly too. I would definitely recommend ZOPA to my family & friends if they were looking for a Personal Loan. Reviewed on: 30th May 2017

Quick and convenient

From application through to issue of funds and issuing of statements, everything was quick and efficient. I would definitely recommend Zopa! Reviewed on: 30th May 2017

Great, speedy service

In comparison to other lenders that I looked at, Zopa came across as much more transparent and didn't hike up the APR rate as soon as you submitted your details like others do. The process was straightforward and it was clear what I was signing up to. Customer service was quick and the operator was friendly and helpful, and the money arrived quickly into my account so that I could buy my new car quickly when needed. Thanks so much for providing a great service and standing out from the rest of the market! Reviewed on: 30th May 2017

Hassle-free and friendly

From the moment I decided to take out a Zopa loan, I've had no problems whatsoever. The payment plans are simple and user friendly, the information given is in depth and comprehensive, and the money was in my account within a very short time. I would definitely recommend using Zopa as a top-class, professional loan company. Reviewed on: 30th May 2017

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