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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Super, smashing, great!

I can't fault Zopa, they made everything straightforward and the rates where the best I could find. The loan is easy to manage and I wouldn't hesitate to recommend to my friends and family. Reviewed on: 30th May 2017

Straightforward

Excellent experience and straightforward process. I has nothing but praise for Zopa. Reviewed on: 30th May 2017

Brilliant money lenders

Easiest loan I have ever applied for. And a great apr rate also! Very happy. Will definitely be using them again. Reviewed on: 30th May 2017

Better than Banks!!

Young professional who needed a loan to help move to London for a new job. The banks either couldn't help or wouldn't help quick enough. Zopa saved the day and my new job! Reviewed on: 30th May 2017

Really easy, honest loan

When looking for a loan I found most offered a rate and then changed it when approved. zopa didn't. The decision was quick and the money quickly available. Very impressed Reviewed on: 30th May 2017

Excellent

Quick and simple approval process, great rates and friendly service. It's been a pleasure to deal with you Reviewed on: 30th May 2017

Best Personal Loan Provider

Simple and quick application process and extremely fair and competitive rates. We have used Zopa twice now and both experiences were positive. We miscalculated our last payment date by one month and they were very understanding when the payment wasn't received. We simply paid a few days later with no default or extra extra interest. How's that for customer services..great! Reviewed on: 30th May 2017

Zopa - where to go if you need a loan

Zopa are fantastic - they give an answer almost immediately and offer good rates. I wasn't able to add my loan onto my mortgage so didn't know where to go when the roof needed done. Zopa enabled us to have a watertight home. Thank you! Reviewed on: 30th May 2017

Quick and Painless

Great rate and I couldn't believe how quick and painless the whole process was. Would definitely recommend. Reviewed on: 30th May 2017

Fantastic Company - Brilliant Customer Service

Zopa made the process of applying for a personal loan incredibly easy and stress free. After passing credit checks TW loan was finalised and in my account within a couple of days. I would highly recommend them to all! Reviewed on: 30th May 2017

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