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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and easy

So simple .... apply online and immediate decision with rate and repayment ... couldn't ask for anymore! Oh and you can manage the loan online so no having to phone for balance outstanding and to track how many payments you have Made. Reviewed on: 30th May 2017

Excellent

Easy to apply for and swift answer with very competitive rates Reviewed on: 30th May 2017

Exceptional company

Applied for loan decision approved same day. Great Apr % wouldn't hesitate to use this company again Reviewed on: 30th May 2017

Great system

Great, easy, would use again and recommend Reviewed on: 30th May 2017

excellent

Everything was so straight forward and simple. 100% recommended Reviewed on: 30th May 2017

Outstanding range of products

In such a competitive market place, which has become a minefield for consumers, ZOPA remains a very competitive , one stop shop for loans and investment. Reviewed on: 30th May 2017

Zopa is great

Easy, convenient and great service Reviewed on: 30th May 2017

Easy to use, great rate and good customer care

You won't be disappointed - Fast, easy application process, safe and annual statement. Can thoroughly recommend! Reviewed on: 30th May 2017

Great deal

Quicker and easy to get what amount of money you need. Reviewed on: 30th May 2017

Great service and fast.

Applied for a much needed loan and had it in my bank the very next day. Easy to manage your account online if you need to change payment dates, payments or pay the loan off early. Reviewed on: 30th May 2017

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