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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick and painless

Excellent rate, loan was in my account in no time Reviewed on: 30th May 2017

Great service easy to use

Still surprised by the ease of using zopa from start to end. Quick, simple, value with all the flexibility I need. Reviewed on: 30th May 2017

Loan to pay off existing loan

Wanted to pay off my existing loan more quickly. Got a favourable rate from Zopa monthly payments are less and will end 2 months before my existing loan. Really simple to apply and decision was quick once I had supplied all required documentation. Very pleased Reviewed on: 30th May 2017

Fantastic service

Zopa were a life saver to my young family. Affordable credit. 10 stars Reviewed on: 30th May 2017

Very easy non complicated experience.

Never used on line company for a loan. ZOPA was easy for first-time user . The experience was quick and fuss free . Would recommend zopa to any of my friends or family. Great to do business with zopa. Reviewed on: 30th May 2017

Quick, Easy, good Value for Money

So quick and easy to do over the internet with an instant approval message...and can repay early with no penalty fees..can't ask for more Reviewed on: 30th May 2017

Positive prompt application experience

To date I have had an excellent customer experience. Reviewed on: 30th May 2017

Easy borrowing

From the swift application to the deposit when promised, the whole process is so easy. I highly recommend. And I love getting a monthly statement too! Reviewed on: 30th May 2017

Super quick and easy to use

Awesome service, super quick and easy to use. Would definitely use again and recommend :) Reviewed on: 30th May 2017

Straight forward

The process from start to finish was so straight forward I was kept up to date by text also. No additional fees by paying more of each month like other companies does overall very satisfied Reviewed on: 30th May 2017

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