Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Quick and Easy

It's simply quick and easy to use with instant access to your account through online login. No waiting for decisions and no hidden changes to the interest rate they quoted. Reviewed on: 30th May 2017

Quick and painless

Excellent rate, loan was in my account in no time Reviewed on: 30th May 2017

Great service easy to use

Still surprised by the ease of using zopa from start to end. Quick, simple, value with all the flexibility I need. Reviewed on: 30th May 2017

Loan to pay off existing loan

Wanted to pay off my existing loan more quickly. Got a favourable rate from Zopa monthly payments are less and will end 2 months before my existing loan. Really simple to apply and decision was quick once I had supplied all required documentation. Very pleased Reviewed on: 30th May 2017

Fantastic service

Zopa were a life saver to my young family. Affordable credit. 10 stars Reviewed on: 30th May 2017

Very easy non complicated experience.

Never used on line company for a loan. ZOPA was easy for first-time user . The experience was quick and fuss free . Would recommend zopa to any of my friends or family. Great to do business with zopa. Reviewed on: 30th May 2017

Quick, Easy, good Value for Money

So quick and easy to do over the internet with an instant approval message...and can repay early with no penalty fees..can't ask for more Reviewed on: 30th May 2017

Positive prompt application experience

To date I have had an excellent customer experience. Reviewed on: 30th May 2017

Easy borrowing

From the swift application to the deposit when promised, the whole process is so easy. I highly recommend. And I love getting a monthly statement too! Reviewed on: 30th May 2017

Super quick and easy to use

Awesome service, super quick and easy to use. Would definitely use again and recommend :) Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Loansathome4u (inactive company) 3.93 from 1 reviews
Personal Loans
from Five Lamps 4.22 from 24 reviews
Pawnbrokers
from Brown and Gold 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub