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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Straight forward

The process from start to finish was so straight forward I was kept up to date by text also. No additional fees by paying more of each month like other companies does overall very satisfied Reviewed on: 30th May 2017

Quick & easy with great rates

Looking through various lenders, including well known banks, I came across Zopa. They had the best rates available to me and were so easy to use. Highly recommend Reviewed on: 30th May 2017

Easy and Clear no fuss

Zopla is very good and they make the loan process easy and quick. Everything is clear you get all the information you need before completing your application. Reviewed on: 30th May 2017

GOOD FOR BAD TIME

Hi i was in bad condition , my van was break down i just backed from holiday and was not enough money to run business van and buy another and thanks for zopa to give me there hand and i am moving slowly Reviewed on: 30th May 2017

Convenient and easy

I needed a loan to tide me over. Zopa helped and from the process of applying to receiving the loan was quick, easy and very convenient. Reviewed on: 30th May 2017

Outstanding, fast, efficient and great value

I have great credit worthiness with lots of multipleroperty equity so when my mortgage provider refused a very modest increase I turned to Zopa. The experience was in stark contrast to the bank that have known me for 15 + years. Full marks I will use you again. Reviewed on: 30th May 2017

Fast

I was amazed by how quick you responded to my request!!! Reviewed on: 30th May 2017

people that care for there customers simple affordable , great deals

I was pleasantly surprised at the deal that zopa was able to offer me , great interest rate and nice people to deal with , quick and easy to arrange , I have already recommended zopa to my family and friends , I know people read reviews and sometimes people question the validity of the review , but I promise you won't be disappointed with zopa ,if you need to arrange a loan and do not won't fuss then these guys are for you , thanks again zopa Reviewed on: 30th May 2017

Highly recommended

Excellent service, very easy application, an super fast payout, an can manage your account on line change payment dates etc very good service very happy thanks zopa Reviewed on: 30th May 2017

Fast and Efficient

Very quick to complete and response was almost instant. Reviewed on: 30th May 2017

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