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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Excellent company

Quick and easy to apply, approved straight away even though I don't have the best credit rating! I can deal with everything online which makes it so much easier, including changing my repayment dates. Would definitely recommend Zopa Reviewed on: 30th May 2017

Very quick efficient service

Great, quick application process. Great rates offered before agreeing to loan. Reviewed on: 30th May 2017

Always honest

Zopa have always provided a fantastic service. Reviewed on: 30th May 2017

Quick and Simple. A great company

I used clearscore to see my options for a loan. Zoos offered by far the best rate. I was preapproved so the whole process was really quick. I did the whole thing on my phone in a few minutes. The money was in my account really quickly and the direct debit I set up was easy to do too. Zopa really impressed my and I would recommend them. Reviewed on: 30th May 2017

Excellent

I used Zopa because of the flexibility you have to pay off extra little bits to help. Good rates. Highly reccomended Reviewed on: 30th May 2017

Quick and easy

Zopla were quick and easy to deal with everything was straight forward and clear with great customer service Reviewed on: 30th May 2017

Fantastic from start to finish

Extremely easy from start to finish, fantastic contact and funds were made available very quickly. Very fast descision as well. Highly recommended. Reviewed on: 30th May 2017

Best rates going!

Quick and simple to apply, received my confirmation very quickly and have had great support so far. The rates are the best going, and I feel comfortable putting my trust in Zopa for any future financial needs. Reviewed on: 30th May 2017

Straightforward.

Found/find Zopa hasslefree, with great interest rates. Also easy to pay off early. Reviewed on: 30th May 2017

great loan provider. fast and cheap.

everything went fast and smooth. money in the bank the same day. very good rates too. highly recommend! Reviewed on: 30th May 2017

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