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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Quick and Easy with highly competitive rates

Zopa provided the best experience of applying and getting the loan from the comfort of my couch and best thing was it also offered the best rate beating all the banks rates. What more can one ask truly great experience and competitive offering. The money was quickly credited too. Definitely recommended!! Reviewed on: 30th May 2017

Very good and efficient

Best rate about and recommended to lots of friends and family Reviewed on: 30th May 2017

Excellent up front and convenient company

Recommended by a friend very helpful both online and over the phone up front costs very good company Reviewed on: 30th May 2017

Quick & Easy

We needed a bigger car for our baby and went to Zopa and got a loan within a few minutes and the repayments were half that of the dealership. Brilliant!! Reviewed on: 30th May 2017

best lending company I've ever used

Kept up to date at all times, with the best APR rates available Reviewed on: 30th May 2017

Quick and simple process

I came to Zopa in search of a loan that would help me pay off a credit card balance. The process took 10 mins and was a very easy one. The whole process was clearly explained at each step making it very easy to understand what I was agreeing to. 10/10 Reviewed on: 30th May 2017

first class

First class rates,first class service . No hassle and a fast payout. Would recommend to anyone Reviewed on: 30th May 2017

Quick and Easy

Amazing! Very quick and easy. Straighforward service that doesnt keep you waiting on the outcome. Also, really like how customisable your loan is. Love that you are able to choose your own repayment date and that you have the option to pay off more or all of your loan whenever you want. Reviewed on: 30th May 2017

Upfront Loans, Reasonable Rates

I've found my Zopa Loan has been excellent. I knew exactly what it would cost me in interest and fees before applying, the loan was approved in a few days and from approval I had the money in the bank the next day. I've had no problems setting up my repayments and the whole thing has been hassle free. Reviewed on: 30th May 2017

Great, quick service

Would recommend to anyone. Great service, and process. Reviewed on: 30th May 2017

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