Paid advertisement
Smart Money People Logo
Newsletter
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.91
Based on 69,091 reviews, last reviewed 25th Jun 2026
63% decrease in 5 star reviews
in the past 90 days
100% decrease in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026
Gary Keaney's avatar
Gary Keaney

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69091)

great service

5
the service was great from start to finish Reviewed on: 30th May 2017
nicola colesell's avatar
nicola colesell

Easy to use helpful information

5
Easy to use quick decision and very good rates.Getting a loan seemed a little daunting but zopa made it easy. Reviewed on: 30th May 2017
Luke's avatar
Luke

Simply the best

5
Could not ask for a better financial company,low rates,a lot better than ANY bank in my opinion Reviewed on: 30th May 2017
Alan Campbell's avatar
Alan Campbell

Zopa Review

5
I have been with Zopa for nearly 4 years now. From the moment iI took out my loan with them, they have been excellent. Everything runs along, but if you need them, you just give them a call. I would not look past Zopa in the future. Excellent service. Excellent rates. 5* to deal with. Reviewed on: 30th May 2017
Ross Barclay's avatar
Ross Barclay

great service

5
great service , friendly staff , very professional Reviewed on: 30th May 2017
Martin Forster's avatar
Martin Forster

Simply......... Fantastic

5
Zopa is a great, quick, hassle free and simple way of saving with superb rates. You can easily see where your money is going and when returns are due. Any queries are solved very quickly with fantastic customer service. Would definitely recommend to anyone. Simply..... Fantastic!! Reviewed on: 30th May 2017
Michael maclean's avatar
Michael maclean

Excellent and speedy service

5
It was the easiest loan I have ever taken out. Extremely fast and excellent customer service Reviewed on: 30th May 2017
Sharon's avatar
Sharon

So quick, so easy, so good

5
Unbelievable - so so much better than any bank I had spoken with. Quick, easy process... would 100% recommend to anyone, and look forward to using again! Reviewed on: 30th May 2017
Cordelia O'Hare's avatar
Cordelia O'Hare

Excellent service all around

5
Absolutely pain free and hassle free application. Unlike the big high street banks, the rates offered were much better and to top it up the money was in your account within hours! Reviewed on: 30th May 2017
Imran's avatar
Imran

Simple & Cheap

5
Cost = Cheap Risk = Low Application = Simple Approval = Less than 24 Happy Customer Reviewed on: 30th May 2017
Oliver Morton's avatar
Oliver Morton

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Fixed term savings account

    from Zopa 4.87 from 1795 reviews
    Zopa

  • Credit card

    from Zopa 4.87 from 44347 reviews
    Zopa

  • Cash ISA

    from Zopa 4.84 from 1546 reviews
    Zopa
    View all products

    Join Smart Money People

    Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

    Create an account
    Man on beach

    News, guides and insight from our team

    View resource hub
    UK money news stories - 24 July 2024
    UK money news stories - 24 July 2024
    24th July 2024
    Posted in Money Talks by Errolyn Smith
    Your Money, Your Voice: Have your say
    Your Money, Your Voice: Have your say
    24th July 2024
    Posted in Our insights by Errolyn Smith
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    Our latest research - customers see little impact of FCA's Consumer Duty one year on
    24th July 2024
    Posted in Our insights by Darryl Barkwill
    Consumer credit awards winners 2024
    Consumer credit awards winners 2024
    11th July 2024
    Posted in Awards by Darryl Barkwill