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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Fast, Simple, Fair, Low rates

With the BoE interest base rate so low why pay the extortionate rates that high street banks charge. Zopa charges a fair low rate and the decision process is quick and simple. Yes it is true you need a really good credit score to be accepted but to be honest you shouldn't be considering a high value loan if you do not have a great credit score. Reviewed on: 23rd December 2016

Fast Efficient and Great Customer Service

I was bowled over by the fast efficient and helpful service I got from zopa when I needed a car loan and the interest rate is the most competitive one available from a reputable company. I would definitely recommend to all my friends and family. Reviewed on: 23rd December 2016

Zopa review

Zopa for loans are quick, efficient and friendly to deal with and they have very competitive rates Reviewed on: 23rd December 2016

Excellent experience

Low interest rates, fast processing thereby no long waits, instant checks, excellent service. Highly recommended Reviewed on: 23rd December 2016

Club tropizopa

Club tropizopa Reviewed on: 23rd December 2016

Excellent all around

I approached Zopa for a personal loan and received a great service and a product. Reviewed on: 23rd December 2016

Keeping things simple

The whole process was simple - fill in forms, get an answer and money transferred in no time. Even changing the repayment date was simple. Will definitely recommend to family and friends Reviewed on: 23rd December 2016

Excellent

Organised and well efficient way of taking a loan Reviewed on: 23rd December 2016

Brilliant, easy to apply and no fuss!!

I found ZOPA so easy and friendly. No fuss loan company with staggering rates!! Reviewed on: 23rd December 2016

good rates

Easy to apply and great rates. Nice people to speak to and easy to apply on line. Reviewed on: 23rd December 2016

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