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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Happy

My experience has been good all the way and happy to recommend to all Reviewed on: 30th May 2017

Excellent service

V helpful staff - good facilities Reviewed on: 30th May 2017

Quick and great rates. Easy to control your account and can pay additional amounts off too

Very easy to sign up and apply for the loan. Great rates and very easy to arrange. Paid directly into your account swiftly (can even pay extra for next day). I really like that you can pay extra amounts off your loan too. Easy to use online account to change payment date to suit your personal choice - ie payday Reviewed on: 30th May 2017

Zopa

Fantastic value, great customer service and knowledgable, caring attitude towards finances x Reviewed on: 30th May 2017

Great dealing

Fantastic from start to finish. Could not believe how slick it was. Reviewed on: 30th May 2017

Hassle free

Zopa loans has a very good interest rate A quick hassle free application money was in my bank in know time! Reviewed on: 30th May 2017

Great And Easy

Great and easy transaction with lowest rates around. Reviewed on: 30th May 2017

Quick service, modern online.

The service is really quick and easy to apply, team is very helpful and responsive. The online access is really good and easily accessible too. Very happy with the service. Reviewed on: 30th May 2017

Lifesaver

A great loan service that I can get despite an average credit score! Including good interest rates and flexibility. Reviewed on: 30th May 2017

very easy to use

very easy to complete application form and fast answer. its very easy working with zopa site. i will recommend to friends. thanks Reviewed on: 30th May 2017

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