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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

easy no fuss loan

This is the second time I have applied for and been successful in being granted a loan from zopa. Enough said! Reviewed on: 30th May 2017

Excellent company

Always friendly staff very helpful with all my needs would highly recommend. Reviewed on: 30th May 2017

Simple and speedy

I needed a competitive loan quickly and zopa met my needs with a very quick response time. I found the service simple to use, including the online contract system. Ideal for this busy world we live in now. Reviewed on: 30th May 2017

A very happy ZOPA fan!

Delighted to have found ZOPA, at last a loan provider that treats you respectfully and fair. The whole online process is transparent and easy to understand. Quick to arrive and flexible repayment options made easy with my ability to manage my account online. Thank you ZOPA, from a very happy fan! Reviewed on: 30th May 2017

Superb

Zopa were fast and easy to use. I would definitely recommend them to friends and family. Reviewed on: 30th May 2017

quick easy very good value

brilliant application form with a very quick decision could not have been easier, and the rate is very hard to match. Reviewed on: 30th May 2017

Easy and Simple!

Excellent and very prompt service. All fees and charges are clearly visible before entering into any agreement / contract. No early repayment penalties. Frequent statements emailed to me automatically. Perfect for my needs, thanks! Reviewed on: 30th May 2017

Very straight forward

Applying for a Zopa loan was very straight forward and the site was user friendly. A decision was given very quickly and luckily for me it was a positive one! Thanks Zopa Reviewed on: 30th May 2017

Excellent and Easy

I needed to consolidate some debt for an easier and cheaper way of paying it back and Zopa did exactly this extremely easily and stress free. I can make lump sums to my loan and see exactly what I have to pay back by logging in too. Reviewed on: 30th May 2017

Great Service and great rates

have had no bad experience with Zoopa, very quick responses to all questions and the loan rate was outstanding, best in the market Reviewed on: 30th May 2017

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