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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

great loan suppliers

5
Very helpful and great interest rates Reviewed on: 22nd December 2016

Super fast service, everything a lender needs

5
I was looking for good rates and be able to pay off early without fees Reviewed on: 22nd December 2016

Straightforward and quick.

5
Zopa's easy to navigate website and simple form led to a speedy decision and the money arrived in my account quickly, Reviewed on: 22nd December 2016

Fast, efficient, excellent loan rate and service!

5
Quick and easy application with a fantastic rate over a fixed term. The money was in my account within days of acceptance. Brilliant service allowed me to purchase my desired car. Very happy customer! Reviewed on: 22nd December 2016

Car loan

5
Competitive loan quickly arranged with minimum fuss. Reviewed on: 22nd December 2016

Great service

5
Very fast and quality service. Would definitely recommend to friends Reviewed on: 22nd December 2016

Very helpful.good customer service

5
Affordable and simple application process Reviewed on: 22nd December 2016

Excellent service. Ease of use, amazing.

5
Applid for my car loan and was accepted without a drama. The funds were in my account within the week. Far easier than all the mainstream banks. Reviewed on: 22nd December 2016

Hassle free loan

5
So easy from start to finish, so stress free, great. Reviewed on: 22nd December 2016

Simply the best

5
I needed a loan to buy a new car as my old car had just packed up on me. I went on this website as i needed this loan urgently. It was so easy to use, the loan was approved and the money transfer into my bank was done without any hassle. This was the best loan company on the market and so glad that I used Reviewed on: 22nd December 2016

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