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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Best Personal Loan Provider

It's frustrating when the banks you have been banking with for so many years, can not give you an affordable interest rate for personal loan. Thank God, Zopa is around!! Reviewed on: 30th May 2017

Quick and easy process

The whole process was quick and easy from start to finish . The loan was in my bank account the next day and I was able to buy the car I wanted . No mess no fuss just great service ...... perfect . Reviewed on: 30th May 2017

Spot on service

I've had a really positive experience with zopa, straight forward to arrange, quick and professional Reviewed on: 30th May 2017

Easy fast Affordable Loan

Easy online application completed in minutes. Instant Decision. Perfect for me. Great rates with Affordable payments. 5* Reviewed on: 30th May 2017

Good quality lenders

I have found zopa to be an excellent leader, application is quick and easy and same as the payment once the application has been successful, I am able to manage my loan through my online account which is handy. Not had any issues so would defo recommend , I have had a great experience Reviewed on: 30th May 2017

Loan review

Great service from Zopa - provided me with a quick loan price and approval. In my banks super quick. Awesome Reviewed on: 30th May 2017

execellent

I was struggling to put my credits in one bill and i decided to take a loan then I chose Zopa from the list that I was given and it was not complicated to apply. well done ZOPA. Reviewed on: 30th May 2017

Zooper Dooper Loans

Zopa in my experience have been excellent. They make borrowing money hassle free with great extremely competitive rates. They keep the customer informed and up to date with new initiatives. I cannot recommend them highly enough. Reviewed on: 30th May 2017

Simple and easy

Got a loan with Zopa and it was so simple and easy, got an instant decision and money in my account with no bother. Great interest rates and overall a brilliant experience Reviewed on: 30th May 2017

Real easy speedy decision

This was by far one of the easiest loans I've ever set up. Great customer service and user interface on the website and decision was really quick. Money in the bank within a few days! Thanks! Reviewed on: 30th May 2017

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