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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Perfect Solution for Financing Purchases

I had to arrange for a car loan over 3 years ago now and Zopa offered a superb service at great value. The whole concept and design for this product just works perfectly, and I was especially happy to be using it as an individual with a good credit rating, because I had the peace of mind that the application vetting process would not be affecting that. I would and have continued to recommend Zopa to my colleagues and would certainly take up the option again in the future if needed. Reviewed on: 22nd December 2016

Zoptastic

Needed a loan quickly I shopped around and choose Zopa as it was clear and easy to apply. I cannot fault the service and within 48 hours the money was transferred to my account. I would not hesitate in recommending Zopa to friends and family and if I ever need another loan it will definately be Zopa I turn to Reviewed on: 22nd December 2016

excellent service

excellent quick and friendly service, a pleasure to deal with. Reviewed on: 22nd December 2016

Very prompt and easy to set up

Unlike other loan providers I have used, Zopa's procedures for setting up a loan were easy, and the interest rates were as advertised. No complaints whatsoever! Reviewed on: 22nd December 2016

Very competitive rate

I am a Zopa customer who is fully satisfied with the process and efficiency, which Zopa and it's staff follow. I will always use Zopa for personal loan. It's fast, competitive and efficient organisation. I simply love the way these guys work. One of my friends have also used Zopa and he is equally happy and satisfied with the service level and communication. Reviewed on: 22nd December 2016

Why use a High Street Bank?

Far better rates for lenders and borrowers. Lenders decide what risk they want to take, based on what return they want. No longer is it necessary to line the pockets of High Street banks. A great concept. Reviewed on: 22nd December 2016

Really great rate - easy to apply

Very simple and straightforward. Good low rate. Reviewed on: 22nd December 2016

Fast, efficient and easy to use service.

From start to finish, everything went smoothly. This is simply a great service that delivers. Reviewed on: 22nd December 2016

Fantastic and easy

From start to finish the process was easy and the money was with me in no time - they have good rates too! Reviewed on: 22nd December 2016

No anxious waiting

It was the easiest hassle free process ever. Reviewed on: 22nd December 2016

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