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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great!

No hassle, quick response, easy to understand T&C Reviewed on: 30th May 2017

Good, simple service

Unlike other companies the application process was very straightforward, with easy to follow steps. Reviewed on: 30th May 2017

Recommended by a family friend

Filled in application online quick and easy to do decision within 24hours agreed loan and money paid into my bank within 2working days Reviewed on: 30th May 2017

Fast and very customer focused

Zopa's loan application is very straight forward and the outcome is sent in very good time. Follow up emails to check all is well are most welcomed! Reviewed on: 30th May 2017

Low Interest, Clear & Honest Service

Convinced my boyfriend to redo his loan after the excellent service from Zopa Reviewed on: 30th May 2017

Zopa Loans

I found the application easy to understand and complete a decision was made quickly and I was informed immediately my payments and interest rate are amazing and very competitive Overall excellent service I'm really impressed with the whole process Reviewed on: 30th May 2017

Great Company

Second time I've used Zopa, great service. Reviewed on: 30th May 2017

Very simple, great interest rates

Really quick and easy to use and monitor your loan Reviewed on: 30th May 2017

mr

i love customer service and good service Reviewed on: 30th May 2017

Excellent easy transparent services

My title says it all as sweet and simply as the process and information on the application... excellent! Reviewed on: 30th May 2017

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