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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

Clear and slick website

Zopa website is clear and easy to use. Made ti very easy to compare options and understand the rates and terms. Guided me easily through the application. I would recommend Zopa's website as a best practice example. Reviewed on: 22nd December 2016

Excellent Lender

Took out a home improvement loan with Zopa. Terms and rates were clearly explained and much more competitive than the high street banks. Early repayment with no penalties is a major plus point. Application was processed quickly with no fuss. I would recommend Zopa. Reviewed on: 22nd December 2016

Easy and good rates

Easy and quick with great rates. Reviewed on: 22nd December 2016

fast and efficient

checked online and compared loans and this came out the best for me without huge interest costs, made sense for me to do it and had the money within 48 hours, I couldn't have been happier Reviewed on: 22nd December 2016

Excellent service. Great rates!

Excellent hassle free service. Great rates! Reviewed on: 22nd December 2016

Treat you like a human being.

Not too intrusive about personal information as you are dealt with respect throughout the process. Reviewed on: 22nd December 2016

First class service.

We used Zopa for a car loan. Straightforward and hassle free service. Option to settle balance without penalty is a big plus. Would definitely use Zopa again and would recommend to others. Reviewed on: 22nd December 2016

Great rates and easy to apply

I applied for a loan for my car and was in my account within 2-days. The rate was so low even the car company who offered me finance was impressed! Great service. Reviewed on: 22nd December 2016

Great personal loan experience

Customer service was excellent, straightforward and stress free, wouldn't hesitate to come back when I need to take out a loan again, thanks Reviewed on: 22nd December 2016

Excellent Loan Provider

Having initially never heard of Zopa I did my homework and ended up applying for a loan with them. My experience of their website, product and service has been excellent. I have no problem recommending Zopa on my experience and would definitely use them again in the future should the need arise. Reviewed on: 22nd December 2016

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