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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent easy transparent services

My title says it all as sweet and simply as the process and information on the application... excellent! Reviewed on: 30th May 2017

Easy, quick, mobile!

I used Zooa for a car lob loast year. I got the money at a great rate within days! No complaints. Very easy to use, simple interface. Reviewed on: 30th May 2017

Fast & easy

Got the rate as stated on the comparison website, unlike other quoting companies! Very fast & easy to complete with money available almost instantly Reviewed on: 30th May 2017

Quick & easy

Quick, esay and straightforward. Reviewed on: 30th May 2017

Great experience!

Great experience Would highly recommend to anyone Reviewed on: 30th May 2017

Quick fast efficient

Quick approval, fast in bank and can also make extra payments Reviewed on: 30th May 2017

Excellent Service

My experience of applying for a loan on 2 separate occasions was really good. Really quick and easy to apply online and got an answer back really quick and the money was transferred quickly too. I would definitely recommend Zopa to my family and friends if they were looking for a loan. Reviewed on: 30th May 2017

Fast and excellent rates

Was very happy with Zopa, brilliant value for money , easy to apply for a loan and would definitely recommend to everyone Reviewed on: 30th May 2017

Thank you!

Really quick service, thank you so much! Reviewed on: 30th May 2017

Excellent service

I was unsure of this company to start with as they were that known to me, however it was a simple process and were very helpful, would definitely recommend them Reviewed on: 30th May 2017

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