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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Zopa loans

Fantastic service, would highly recommend Reviewed on: 30th May 2017

Quick, straight forward and good rates

Pre approved, money in the next day, good rates and pre approval. Would choose again. Reviewed on: 30th May 2017

Simply the best

I took out my first ever loan with Zopa and was very happy with their service. First of all the rate was fantastic for a first time loan. The customer service was excellent, everything was very clearly explained to me throughout (which a first time loanee definitely needs). I would definitely recommend using Zopa to anybody needing a loan. Reviewed on: 30th May 2017

Zopla, easy steps to follow results back in minutes

Zopla online was very easy and straight forward for the end user experience. I found looking for a quote and then using calculator tool to work out how much my payments would be was extremely useful. When it came to applying and being accepted my approval came back in minutes so I was able to plan ahead as I needed a loan to purchase a car. Customer service was helpful too and gave me financial information on the spot. Reviewed on: 30th May 2017

Loan

Very good and efficient service was very impressed Reviewed on: 30th May 2017

No. 1 Trust Company

Easy to apply, easy to manage your plan, easy to obtain a loan. Recommanded !! Reviewed on: 30th May 2017

So fast

Excellent service & fast as well Reviewed on: 30th May 2017

Great rates! Efficient application!

Great rates! Efficient application! Reviewed on: 30th May 2017

Best in on line creditors

Best lenders on market by my experience Reviewed on: 30th May 2017

Fast, friendly, value

Used zopa as an alternative to standard bank and it was simple and easy to use. Later decided to reconsolidatd everything and zopa was to hand saved me thousands by offering excellent interest rates. Highly recommended Reviewed on: 30th May 2017

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