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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68054 reviews)

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4.94

Based on 68,054 reviews, last reviewed 27th Mar 2026

274300% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

No hassle and value for money

It was easy to apply and set up. Keeping track of my account was easy online and I like the whole idea of peer lending too. Totally recommended Reviewed on: 22nd December 2016

Quick approval and the best offer you can find.

Quick and low interest .The website is very easy to access And customer service is excellent. Reviewed on: 22nd December 2016

Super service - very easy to use!

Filled out simple and easy to navigate form and the money was in my bank the next day. Super easy and speedy! Helped speed up my car purchase, thanks! Reviewed on: 22nd December 2016

Quick, easy and hassle free!

It took 5 working days for the funds to reach my account with one wage slip needing to be uploaded! I've also made additional payments and the whole process has been super easy! Reviewed on: 22nd December 2016

Excellent service no messing around cash in bank next day

Great professional service l Interest rates very competitive Reviewed on: 22nd December 2016

Easy to use, not extortionate interest

Got my loan for a new car, very easy to use and never had any problems, the interest that needed to be paid was really good, the lowest I found. Have already recommended to friends and family and they have had a good experience too. Repaid my loan early at no extra cost and was very straight forward. Reviewed on: 22nd December 2016

Great and efficient service

Quick to transfer money and very easy to use online Reviewed on: 22nd December 2016

Easy and cheap, just like me...

When I heard about Zopa many years ago, I thought it'd be too good to be true. Peer-to-peer lending sounded too good to be true. I assumed it'd be difficult to organise, or get money. I assumed it'd be risky, the interest rates works get hiked up or they'd disappear. I thought they'd get swallowed up by some big bank. None of my worries were founded. It's simple; relatively low cost and they show no sign of going anywhere. Next step... Become a Zopa lender! Reviewed on: 22nd December 2016

Great rates, user friendly

User friendly website, clear application process, excellent rates - all these things combined make for a very happy customer. Reviewed on: 22nd December 2016

Great rate, great service and decent features

Applied for a loan at at very competitive rate, got the money quickly and can even make overpayments. Very happy with the whole service provided Reviewed on: 22nd December 2016

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