Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Quick, straight forward and good rates

Pre approved, money in the next day, good rates and pre approval. Would choose again. Reviewed on: 30th May 2017

Simply the best

I took out my first ever loan with Zopa and was very happy with their service. First of all the rate was fantastic for a first time loan. The customer service was excellent, everything was very clearly explained to me throughout (which a first time loanee definitely needs). I would definitely recommend using Zopa to anybody needing a loan. Reviewed on: 30th May 2017

Zopla, easy steps to follow results back in minutes

Zopla online was very easy and straight forward for the end user experience. I found looking for a quote and then using calculator tool to work out how much my payments would be was extremely useful. When it came to applying and being accepted my approval came back in minutes so I was able to plan ahead as I needed a loan to purchase a car. Customer service was helpful too and gave me financial information on the spot. Reviewed on: 30th May 2017

Loan

Very good and efficient service was very impressed Reviewed on: 30th May 2017

No. 1 Trust Company

Easy to apply, easy to manage your plan, easy to obtain a loan. Recommanded !! Reviewed on: 30th May 2017

So fast

Excellent service & fast as well Reviewed on: 30th May 2017

Great rates! Efficient application!

Great rates! Efficient application! Reviewed on: 30th May 2017

Best in on line creditors

Best lenders on market by my experience Reviewed on: 30th May 2017

Fast, friendly, value

Used zopa as an alternative to standard bank and it was simple and easy to use. Later decided to reconsolidatd everything and zopa was to hand saved me thousands by offering excellent interest rates. Highly recommended Reviewed on: 30th May 2017

Fast effective service.

Had a decision and the money extremely quickly. No nonsense, quibble free process. Reviewed on: 30th May 2017

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Salad 4.06 from 12 reviews
Payday loan (discontinued)
from Credio (inactive company) 0.00 from 0 reviews
Personal loan
from thisbank 4.94 from 700 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44354 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub