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Zopa: Personal loan reviews

4.94
Based on 68,054 reviews, last reviewed 27th Mar 2026
274300% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Good service I have had no issues with Zopa at all very professional and made everything so easy Reviewed on: 27th March 2026
Amanda Bell's avatar
Amanda Bell

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68054)

very good and very quick

5
It was very good. Not asking lot of questions. Approved it quickly. Monthly payment is affordable.for a normal family. Reviewed on: 20th December 2016

Quick, Easy, No fuss :)

5
Easy to apply & a quick answer without any fuss, easy to do business with. I would & have recommended Zopa. Reviewed on: 20th December 2016

Quick and convinient

5
No fuss. Decision in minutes. Money in your account in 2 days. Reviewed on: 20th December 2016

No fuss, no bother, no problem

5
I found it so easy to take out my second loan with Zopa Reviewed on: 20th December 2016

Fast service

5
It was easy application and money has been in my account very fast Reviewed on: 20th December 2016

Quick simple easy

5
Best and easiest loan I've ever had. Great customer service and even better rates. I would recommend Zopa to everyone and indeed have been doing so. Reviewed on: 20th December 2016

so quick and easy to get what I wanted

5
Needed a large unsecured loan and my bank would lend but the interest rate was high so applied for a Zopa loan at a extremely low rate and saved over £2000 in interest!!! Thanks Zopa. Reviewed on: 20th December 2016

THE BEST LOAN EXPERIENCE!

5
A SUPER COMPANY TO DO BUSINESS WITH & AN INFORMATIVE TEAM TO HELP YOU UNDERSTAND YOUR LOAN & WHERE YOU STAND WITH IT. THOROUGHLY RECOMMEND THIS LOAN FACILITY TO ANYONE WITH THE CONFIDENCE THAT YOU WILL NOT BE DISAPPOINTED! Reviewed on: 20th December 2016

Brillaint

5
Great service, very reasonable and got me out of a tight spot! Reviewed on: 20th December 2016

Just a brilliant loan company .

5
The whole zopa experience is hassle free , low rates easy to get around website . An absolute joy to be honest. Reviewed on: 20th December 2016

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