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Zopa: Personal loan reviews

View other Zopa products
4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

The best

5
It was great everything and it helped me a lot. Reviewed on: 19th December 2016
Travis Eran's avatar
Travis Eran

Best loan in the market

5
Was quick to apply for low interest tonnes of good feedback online and I got quidco with the loan. A cracking deal Reviewed on: 19th December 2016
James French's avatar
James French

No hassle, speedy service!

5
Such an easy transaction from start to finish. Easy to use website, quick responses, no unnecessary emails. Perfect loan company! Reviewed on: 19th December 2016
Lucy Laverty's avatar
Lucy Laverty

Easy to apply. Quick response to application. Money quickly put into bank

5
I have used Zopa 3 times to take out a loan. There interest rates are low and vary dependant on the amount you borrow. The application is easy and you are informed within a few days if you have been successful. The money is swiftly put into your account and you can change the payment day. Reviewed on: 19th December 2016
NEIL HUNT's avatar
NEIL HUNT

Simple and cheap!

4
Very quick to sort loan out, good price and super simple to administer. T&c's were somehow easier to understand than any loan I had previously taken. Reviewed on: 19th December 2016
Paul Blakemore's avatar
Paul Blakemore

Simple fast and friendly

5
Having to start again on the finance side of things at 48 is scary Asking for a loan feeling I could be turned down was scary But with Zopa It was fast and simple, I was over joyed with an instant answer Also the rates are fantastic compared to other lenders I will never use anyone else again Reviewed on: 19th December 2016
Donna wright's avatar
Donna wright

Easy, quick, hassle free and a feeling of trust

5
Zopa were extremely easy to use, the most competitive for their interest rate and the easiest to set up. Just a quick check and the loan was approved immediately. Then in a few days the loan came through. Nice and simple! Reviewed on: 19th December 2016
James Shelbourne's avatar
James Shelbourne

Excellent service and rates

5
Couldn't be simpler or quicker to get an answer for a loan with low, low rates Reviewed on: 19th December 2016
Steve Tedder 's avatar
Steve Tedder

Excellent

5
Fantastic service , very speedy process and prompt results. Impressed. Will recommend. Reviewed on: 19th December 2016
Chitrali 's avatar
Chitrali

Excellent

5
Quick and easy. By far the best experience I've had when taking out a loan Reviewed on: 19th December 2016
Matthew Otter 's avatar
Matthew Otter

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