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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fast and efficient

Application process simple and response rate fast, with fair rates and transfer times. Customer response rate also timely and cordial. Highly recommend. Reviewed on: 30th May 2017

Great company

Zopa are so easy to use! Great experience and completely hassle free: I would definitely recommend Reviewed on: 30th May 2017

Top class lender

The process was super quick, very user friendly, good communications from the Company and the money was paid to my account promptly. Gone are the days of endless paperwork and protracted decision making! Will recommend! Reviewed on: 30th May 2017

Fantastic service, best of the best to help people in need...

Brilliant, first time I use zoopa when I wos in need, they not cancel my application, that's why zoopa is no 1 in finanse sector. Love them!!! Reviewed on: 30th May 2017

Easy and modern and great interest rates!

In the modern world I didn't fancy talking hours on phone to different company's. This was straight forward and the interest rates smashed all local banks and was easy and quick. Reviewed on: 30th May 2017

Great!

Zoos is quick, easy and reliable! Reviewed on: 30th May 2017

Quick, easy experience.

Quick and easy experience of taking out a loan, with detailed statements, and good customer service. Reviewed on: 30th May 2017

Excellence

The Zopa loan experience is one of simplicity and efficiency from start to finish with fantastic customer service and communication. Reviewed on: 30th May 2017

Hassle free. Very straightforward loan.

Very straightforward and hassle free. They very very quick and efficient to deal with my enquiry and their rates and terms seem very good. Reviewed on: 30th May 2017

Quick, easy, great value

Quick and simple application process. Funds received within 48hrs at a great rate. Best in market, would recommend Reviewed on: 30th May 2017

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