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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

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4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

A shockingly easy process

I completed an application form after being given a really good interest rate that seemed too good to be true especially as my credit rating was only fair. The application was completed in minutes with an offer made instantly. The money was transferred 3 days later. I have recommended this company to my friends a family and will use them again in the future. S Davis Reviewed on: 19th December 2016

Quick, easy and no problems.

This could not have been a more easy process. Very impressed by the whole experince Reviewed on: 19th December 2016

lending made easy

Hassle free process. Quick decision. Reviewed on: 19th December 2016

Fair, fast and friendly.

Great options, value for money and a friendly, helpful service with everything well explained during the application process. Reviewed on: 19th December 2016

Quick and easy.......no fuss

What an Experience!!!!!! Nice simple way of applying for a loan with low interest rates.....Easy to keep tabs on my account with they're online enquiry site.....quick response and no trouble with the payment direct into my account.....How could I not recommend to a friend..... Reviewed on: 19th December 2016

Reliable and quick response to loan application.

On my 2nd loan with Zopa - excellent customer service and really fast response each time to application. Reviewed on: 19th December 2016

Quick, simple, value

I have spent longer buying things online, very quick and simple, next thing I know I have money in my account and I'm much less worried about having debt all over the place, best thing is you can go online and make other payments so it's extra easy! Reviewed on: 19th December 2016

Excellent company! Have recommended to many :-)

Taking out a loan with zopa was very easy and their rates were the best in the market. I have recommended them to many others and will use zopa again in the future! Reviewed on: 19th December 2016

Super service

I have a loan with Zopa. I can fully , 100% recommend Zopa as I have never had any problems whatsoever, and even though I'm not great with technology, I have found their site, to be easy to navigate. ......thank you Reviewed on: 19th December 2016

Low Cost Loan

Great rates and excellent customer services making it a smooth and easy transaction Reviewed on: 19th December 2016

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