Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

View other Zopa products

4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68053)

Quick and easy with great terms and options to fit you.

I was very impressed by the low interest rates and after using pay day lenders, many years ago, it was great to feel like both party's were getting a fair deal. Highly recommend! Reviewed on: 19th December 2016

Easy

It was easy and professional to manage the loan Reviewed on: 19th December 2016

very clear communications at all times and top notch rates

Zopa is actually the first place I look whenever I want to take out a loan - 100% recommend!!! Reviewed on: 19th December 2016

Great rates, fast service

Best loan I could find by a mile. Quick process between signing up and receiving the money. Reviewed on: 19th December 2016

Simplicity, ease and piece of mind.

Website was very easy to understand. It only took minutes to fill out the application, which was accepted very quickly. And the money was in my account within a couple of days. Overall brilliant!! Reviewed on: 19th December 2016

Easy money at reasonable cost.

I had never had a personal loan in all my 64 years. I read about Zopa on line when taking my first steps in this direction. I applied on line and received a phone call soon after confirming I really existed - and that was that. I had acquired my first personal loan with the minimum effort and at a rate which was the lowest available at the time of application. Reviewed on: 19th December 2016

Gave the best rates

They offered the best rates and it was really easy to apply online. Don't have anything bad to say about them Reviewed on: 19th December 2016

Simple and fast

I have had a lot of loans and by far Zopa has been the best find out what your tailored Apr is going to be in minutes and then takes not even 48 hours to hear if you have one and money in your account with 2 hours great great service highly recommend them. Reviewed on: 19th December 2016

10 out of 10

good and easy to get loan and the interest rate is very good and relayable very quick process to get the money Reviewed on: 19th December 2016

Excellent

Superb service and communication Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan
from Bongaloans 0.00 from 0 reviews
Loans
from Partners Credit Union 4.91 from 801 reviews
Logbook loan (discontinued)
from Gissaloan (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5952 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub