Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68053 reviews)

View other Zopa products

4.94

Based on 68,053 reviews, last reviewed 25th Mar 2026

274100% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68053)

Brilliant

Brilliant experience. Not high interest rates Reviewed on: 19th December 2016

Hasle free loans, quick and easy to apply!

Nothing more. Title is saying it all! Reviewed on: 19th December 2016

Easy experience

Very quick and smooth experience! Reviewed on: 19th December 2016

Best loan ever

Excellent service and easy to apply for Best interest rates ever Highly recommended Reviewed on: 19th December 2016

Quick and Easy

The whole process is so clear and simple. Enter how much you are thinking of borrowing and instantly see what your repayments will be. Once you have settled on your desirable amount, applying couldn't be easier. Once you have you loan agreed, you can log in and see exactly what you have paid, what you have left to pay and when the next payment will be coming out. Highly recommended Reviewed on: 19th December 2016

Easy and efficient from start to finish

I have used the services a few times now and have found the whole experience easy and efficient to use..there was no difficulty in understanding what was required..quick and easy Reviewed on: 19th December 2016

Fab

Brilliant experience. No fees to pay the loan of early Reviewed on: 19th December 2016

Fantastic!!

Taking out a loan with Zopa is very quick & easy. The rates are the best around & the customer service team are always available to help with any queries or problems. Reviewed on: 19th December 2016

Cheap and easy!

Extremely easy only took a few minutes. Got a great rate and money was in my account when they said it would be. Reviewed on: 19th December 2016

Zopa a better future

Hassle free and quick. Great rates! Much prefer dealing with a fair lender Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loan (discontinued)
from Different Money (inactive company) 5.00 from 2 reviews
Personal loan
from Creation 3.49 from 56 reviews
Personal Loan
from Ikano Bank 1.85 from 36 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1539 reviews
Current account
from Zopa 4.94 from 5951 reviews
Smart Saver
from Zopa 4.94 from 8051 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub