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Zopa: Personal loan reviews

4.94
Based on 68,053 reviews, last reviewed 25th Mar 2026
274100% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
See only 1 star reviews
0%

Latest highest rating:

5

Simply classy When a brand keeps it simple then you know they are a class above ! Reviewed on: 25th March 2026
Bruno's avatar
Bruno

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68053)

Hassle Free Loan

5
Simple trouble-free loan with a friendly customer experience, would highly recommend to anyone. Reviewed on: 19th December 2016

Zopatastic

4
Fast, efficient and easy to manage. No early repayment charge. Recommended by Martin Lewis MSE. Reviewed on: 19th December 2016

Very clear and easy way to take a loan.

5
The Zopa loan has enabled us move into our house which we have been doing up for the last year. So we are settled in time for Christmas. Their application was efficient and fast, easy to understand. Reviewed on: 19th December 2016

Best personal loan provider

5
Quick response to queries. Have enjoyed being zopa customer. Reviewed on: 19th December 2016

Excellent

5
As a bank customer I can say that Zopa is excellent: better rates, quick turnaround and user-friendly to navigate. First-rate. Reviewed on: 19th December 2016

Quick excellent service

4
Loan was approved in days with no fuss Reviewed on: 19th December 2016

First class company

5
Fast, no fuss experience with excellent customer service. Reviewed on: 19th December 2016

No Fuss loans!

5
Very easy process with straightforward website. Excellent rates as well! This should be your first and only stop when looking for a loan. Reviewed on: 19th December 2016

Fantastic!!!!!

5
Helpful, fast, great rates and flexible loan management ...i have been a customer for years and would not look to change Reviewed on: 19th December 2016

Zopa wins

5
Effective, efficient and understanding. Zooa reduced the time and paper work required to get the money I needed for that new car! Great customer service would recommend them to everyone who needs a company that will help them. Reviewed on: 19th December 2016

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