Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69091)

Excellent after service very fast decision

I was really surprised with the excellent service before during and after sale Reviewed on: 20th December 2016

Very good deal

Saved over £2000 with getting a loan from Zopa instead of the car finance Reviewed on: 20th December 2016

All loan expectations fulfilled.

Clear concise advice enabling customers to make straightforward loan decisions. Reviewed on: 20th December 2016

Speedy, easy, wuick decission

Were easy to access, instant decision. Reviewed on: 20th December 2016

They just accepted me with no checks at all

Zopa lent me money without checking anything other than my credit history and asking he bare minimum of questions. They're fantastic, not at all like my bank who wanted to check I could really pay back the loan. I'd totally recommend Zopa to Greece or anyone else looking to take out a loan with minimum questions asked. Reviewed on: 20th December 2016

Realistic & fair repayments.

Quick to respond. Straight forward application with efficiency. Can be apllied for online without delay or by telephone. Repayment periods convenient & affordable. Not penalised for requiring extra funds at short notice by crippling interest rates. If in need in future I would use again. Reviewed on: 20th December 2016

friendly, fast, no messing company,

I have used Zopa for many years, and found the whole experience, very easy to organise, for my car loan, always on time so it all goes smoothly, takes the stress away, on dealings setting up the loan so simple, and very, very, helpful, and friendly on the other end of phone, At the moment I am thinking on investing money in addition the rates are fantastic , and a company I trust, fully recommend. . Reviewed on: 20th December 2016

The best

East to contact via phone or on the Internet and Very helpful staff, great loan rates. No complaints . Reviewed on: 20th December 2016

Proffesional, fair,quick

Well recommended, proffesional, excellent rates, love the whole idea of peer lending Reviewed on: 20th December 2016

Quick easy stressfree

Good informative information on the website takes you through a straightforward process to borrow the funds you need at a rate you can afford with no added extras and no surprises other than how quick and easy it is! Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Equity Crowdfunding (discontinued)
from Microgenius (inactive company) 0.00 from 0 reviews
Personal loans
from Plata 4.85 from 13649 reviews
Payday loan (discontinued)
from Cash4uNow (inactive company) 3.48 from 4 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub