Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Quick easy stressfree

Good informative information on the website takes you through a straightforward process to borrow the funds you need at a rate you can afford with no added extras and no surprises other than how quick and easy it is! Reviewed on: 20th December 2016

Great Idea, great service

I wanted to buy a car and was looking for a no fuss, affordable loan. I had heard about Zopa in a newspaper review and thought I'd have a look. The website was easy to use and I felt in control all the way through the application process. I'm a very happy customer! Reviewed on: 20th December 2016

quick and easy application

Zopa is an easy and transparent way to apply for a loan, the interest rates are lower than the banks the application process is a breeze, and the money transfer is quick. Highly recommended . Reviewed on: 20th December 2016

Fast uncomplicated and very quick

I heard about Zopa online and had a quote, I applied for a loan and got a quick response. The funds were in my account very quickly and it's all been very uncomplicated and exceptionally easy to understand. Def recommend to friends and family Reviewed on: 20th December 2016

fantastic and fast

Very quick and easy to apply quick decision and once approved in my bank within days I would definitely recommend Reviewed on: 20th December 2016

Easy to use. Simple and it works

Simple process it find out if you are able to get a loan. Great rates . Reviewed on: 20th December 2016

Fast , Excellent Service

Iv never had a credit card or loan before, so very nervous about taking out a loan for the first time. It was very simple and very easy to make a price i can afford to pay each month with a great interest rate! Simple to apply and fast response and service! Reviewed on: 20th December 2016

excellent service great rates, top marks Zopa

Needed a loan for home improvements, Zopa were not only one of the best rates on the market at the time, but they were also very friendly, professional and quick in all my dealings with them...top marks Zopa Reviewed on: 20th December 2016

I found this service very easy to apply and u will get ur loan in couple of days. No long telephone conversation no long forms to fill very easy to apply and also u can manage ur account online.

Excellent customer service . Very friendly and helpful staff . Reviewed on: 20th December 2016

Fantastic worry free provider

Zopa made the whole process stress free, with easy set up, the ability to overpay or pay off at anytime Reviewed on: 20th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Great Western Credit Union 4.81 from 1499 reviews
Personal loan
from Lendable 4.95 from 31945 reviews
Short term credit (discontinued)
from Nextcredit (inactive company) 4.56 from 207 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub