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Zopa: Personal loan reviews

4.94
Based on 68,052 reviews, last reviewed 20th Mar 2026
273900% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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0%

Latest highest rating:

5

Smart ste Fantastic service 10 out of 10 would recommend to all thank you for helping me out Reviewed on: 20th March 2026
Stephen b's avatar
Stephen b

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (68052)

Personal loan

5
I needed a loan to buy a new car. The whole process of using zopa was quick and easy. With a great rate on offer, I Would definitely recommend zopa to family and friends. Reviewed on: 19th December 2016

Amaz8ng company and easy to deal with

5
Quick online decision with great rates. Easy to change payment dates Reviewed on: 19th December 2016

Easy, no hassle, simply brilliant!

5
The whole process is so easy, approved fast & 8 love the flexibility to pay in a bit extra here & there! Reviewed on: 19th December 2016

No hassle great service!

5
Applied online and had an answer within a day, no hassle. No fees for early repayments and easy access online to my account. Highly recommended! Reviewed on: 19th December 2016

Fantastic digital service!

5
So easy to use and and a fast decision, received money in days! Reviewed on: 19th December 2016

easy to use

5
very easy to follow on website and if problem can ring Reviewed on: 19th December 2016

Fast and easy

5
Very quick application process Reviewed on: 19th December 2016

Quick and easy

5
Can't complain about anything at all. Very easy and quick and great rates Reviewed on: 19th December 2016

Top service, no hassles

5
Definitely a no hassle process Reviewed on: 19th December 2016

Recommendation

5
Easy to apply online, quick answer, the rate quoted was the actual rate given and money in my account on the day it stated. Brilliant service. Reviewed on: 19th December 2016

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