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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Fair, honest lending

Easy and honest loans provided. Really helped when I needed a helping hand. Thank you! Reviewed on: 19th December 2016

Quick decision

Very quick decision, did it all online which i was surprised about because I've had to speak to people on the phone for a long time when applying for a loan before now. Reviewed on: 19th December 2016

Good service, immediate decision.

Good service, immediate decision. Reviewed on: 19th December 2016

Best Loan Provider Ever

Hassle free borrowing, Excellent, unbeatable interests rates Reviewed on: 19th December 2016

The best

Easily the best loan I've taken!! Reviewed on: 19th December 2016

Easy and clear

Website is to navigate round. Quick and easy process. Reviewed on: 19th December 2016

Very easy straight forward loan payment arrangements very convenient lots of emails to keep me updated I would recommend

Very easy to understand all the payment arrangements, updated often by email no complications at all Reviewed on: 19th December 2016

This loan really helped me

I'm glad I have been able to get a loan with zopa, super helpful and really quick Reviewed on: 19th December 2016

Easy application a very simple process and piece of mind that your application was approved considering you rather than them just profiting from you regardless of you affording it of not.

Piece of mind that your not being over charged in interest rates and no hidden suprises Reviewed on: 19th December 2016

Fast approval of loan at a low interest rate that my own bank couldn't match.

I needed a loan to top up my cash on hand to change my wife's car at short notice. I looked into Moneysuoermarket.com for their recommendations on loans & they flagged Zopa as the best option, which I would never have thought about. I tried my own bank and a couple of the other big bank names to check loan rates, but none were even close, so no-brainer to select Zopa. I applied for the loan and it was approved in a couple of days, allowing me to get a good offer on the vehicle I had found. Reviewed on: 19th December 2016

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