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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Simple fluid fast

Really simple and consistent fluid. So helpful as I felt like I was being treated as a individual instead of a number. Reviewed on: 19th December 2016

Easy to use with great rates

2nd loan via zopa, so easy to use with great customer service Reviewed on: 19th December 2016

Excellent

Fast, efficient and reasonable , professional Reviewed on: 19th December 2016

2 Loans with Zopa A* Service!

Low rates, no early repayment fees, clear and easy to use website it's 10/10 from me! Reviewed on: 19th December 2016

Quick, and easy

Only took a day or so and I got the full amount I needed, like the title says 'quick and easy' Reviewed on: 19th December 2016

Brilliant lender

Went on line. Got a couple of quotes. Zopa gave me value for money. Wish all loans were as easy to obtain as zopa.Thumbs up to a great value loan provider. Interest rates and repayments are affordable. Reviewed on: 19th December 2016

Easy application

Easy application. Accepted quickly and cash in the bank in a matter of days. Reviewed on: 19th December 2016

Super Zopa!

Professional, efficient and amazing interesting rates. What's not to like? Zopa is the best out there ! Reviewed on: 19th December 2016

Fair, honest lending

Easy and honest loans provided. Really helped when I needed a helping hand. Thank you! Reviewed on: 19th December 2016

Quick decision

Very quick decision, did it all online which i was surprised about because I've had to speak to people on the phone for a long time when applying for a loan before now. Reviewed on: 19th December 2016

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