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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68048 reviews)

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4.94

Based on 68,048 reviews, last reviewed 17th Mar 2026

273500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

Excellent rates and easy simple process

Excellent system not confusing when applying. It's clear and simple way to get a fantastic product. Reviewed on: 19th December 2016

Simple Fast and Effortless

This was the simplest, fastest loan I have ever had. From the comfort of my own house I arranged a loan at a great rate . This was so easy and quick with approval and money in my bank within 3 days. You just can't ask for a better service. Top Class Thank You. Reviewed on: 19th December 2016

Trustworthy and reliable

I filled an online request for a loan,and a minute later it was approved.two days later money was in my account....wonderful Reviewed on: 19th December 2016

Awesome

Great and fast service, excellent interest rates. I firmly believe P2P lending is the way of the future. Reviewed on: 19th December 2016

Zopa loan review

Quick decision, low interest rate, easy to monitor on-line Reviewed on: 19th December 2016

friendly and helpful staff

I contacted your customer services as I had applied online for a loan and had not been contacted with a confirmation. The person I spoke to was polite and very helpful. I had apparently entered my email address incorrectly. I was very satisfied with service and ease of application for the loan online Reviewed on: 19th December 2016

Very friendly staff

Top class customer service, friendly, knowledgeable and professional staff. Helped with all the checks that were required quickly and efficiently. Explanation at each stage of the process without the jargon. Reviewed on: 19th December 2016

Simple effective saving that has high rates with low risk

Simple and effective. Great saving with all the flexibility of money access Reviewed on: 19th December 2016

Fast and simple

Very fast easy to apply and money was transferred with in a few days couldn't be happier Reviewed on: 19th December 2016

Excellent

The best place to get a loan from fast and easy service. Better interest rates than my own bank a pleasure to deal with. Reviewed on: 19th December 2016

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