Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

View other Zopa products

4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Good service, immediate decision.

Good service, immediate decision. Reviewed on: 19th December 2016

Best Loan Provider Ever

Hassle free borrowing, Excellent, unbeatable interests rates Reviewed on: 19th December 2016

The best

Easily the best loan I've taken!! Reviewed on: 19th December 2016

Easy and clear

Website is to navigate round. Quick and easy process. Reviewed on: 19th December 2016

Very easy straight forward loan payment arrangements very convenient lots of emails to keep me updated I would recommend

Very easy to understand all the payment arrangements, updated often by email no complications at all Reviewed on: 19th December 2016

This loan really helped me

I'm glad I have been able to get a loan with zopa, super helpful and really quick Reviewed on: 19th December 2016

Easy application a very simple process and piece of mind that your application was approved considering you rather than them just profiting from you regardless of you affording it of not.

Piece of mind that your not being over charged in interest rates and no hidden suprises Reviewed on: 19th December 2016

Fast approval of loan at a low interest rate that my own bank couldn't match.

I needed a loan to top up my cash on hand to change my wife's car at short notice. I looked into Moneysuoermarket.com for their recommendations on loans & they flagged Zopa as the best option, which I would never have thought about. I tried my own bank and a couple of the other big bank names to check loan rates, but none were even close, so no-brainer to select Zopa. I applied for the loan and it was approved in a couple of days, allowing me to get a good offer on the vehicle I had found. Reviewed on: 19th December 2016

Great company to get a loan from

I got a loan out about four years ago for a car, I was approved almost straight away and I was happy with the interest rate too. My loan will end next year and Zopa would be my first choice if I was considering another loan in the future. Reviewed on: 19th December 2016

Swift and Hassle Free

I was more than pleasantly surprised by the speed and simplicity of applying for a Zopa loan ... it was agreed and in my bank almost before I could draw breath. I have no hesitation in recommending Zopa for their extraordinarily efficient decision. Thank you ....... and I could hardly believe the interest rate! I was only truly convinced when my first payment appeared on my bank statement! Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Koyo 4.11 from 2 reviews
Bridging Loan
from Oblix Capital 0.00 from 0 reviews
Payday Loan
from CASHASAP 4.12 from 2 reviews

Want to see more from Zopa?

Credit card
from Zopa 4.87 from 44354 reviews
Fixed term savings account
from Zopa 4.87 from 1795 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub