Smart Money People Logo
Go to business site
Share this page
Link copied

Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Zopa Personal loan reviews (69082)

Great company to get a loan from

5
I got a loan out about four years ago for a car, I was approved almost straight away and I was happy with the interest rate too. My loan will end next year and Zopa would be my first choice if I was considering another loan in the future. Reviewed on: 19th December 2016
Neil Wearmouth's avatar
Neil Wearmouth

Swift and Hassle Free

5
I was more than pleasantly surprised by the speed and simplicity of applying for a Zopa loan ... it was agreed and in my bank almost before I could draw breath. I have no hesitation in recommending Zopa for their extraordinarily efficient decision. Thank you ....... and I could hardly believe the interest rate! I was only truly convinced when my first payment appeared on my bank statement! Reviewed on: 19th December 2016
Nick Taylor's avatar
Nick Taylor

Easy to deal with and great rates

5
Found them very competitive in the loan market, with easy to use process and super customer service Reviewed on: 19th December 2016
Alan Cadenhead's avatar
Alan Cadenhead

Zopa grearest

5
Fast quick and effective very efficient and great customer service Reviewed on: 19th December 2016
Craig troup's avatar
Craig troup

Loan

5
Great rates and website easy to use. Money transfered in good time. Reviewed on: 19th December 2016
Emma Breeze's avatar
Emma Breeze

Fantastic

5
Fast and easy process for a loan , customer service always willing to help and great to talk to. So easy setting everything up. Reviewed on: 19th December 2016
David Staniforth 's avatar
David Staniforth

East loan

5
It was so easy to apply with a very prompt positive decision Reviewed on: 19th December 2016
Margaret Thomas's avatar
Margaret Thomas

Amazing, easy too use and fast response

5
Found the whole experiance to be swift and easy, with fast response to availabilty of loan it couldn't of been more ideal Reviewed on: 19th December 2016
Ryan Hester's avatar
Ryan Hester

Fantastic experience

5
I needed a loan of £1000 for some unforeseen car repairs, I found Zopa (never heard of before) via some internet searching and I couldn't believe my eyes. To borrow the money over 12 months I'd only have to pay £40 in interest, I signed up straight away and the money was in my account within a couple of days, very easy, no hassle at all, thank you Zopa. Reviewed on: 19th December 2016
Jonathan Brocklebank's avatar
Jonathan Brocklebank

Zopa service

5
Excellent Service Efficient rapid response Easy to use website Reviewed on: 19th December 2016
David Banks's avatar
David Banks

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill