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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

Quick decision

Very quick decision, did it all online which i was surprised about because I've had to speak to people on the phone for a long time when applying for a loan before now. Reviewed on: 19th December 2016

Good service, immediate decision.

Good service, immediate decision. Reviewed on: 19th December 2016

Best Loan Provider Ever

Hassle free borrowing, Excellent, unbeatable interests rates Reviewed on: 19th December 2016

The best

Easily the best loan I've taken!! Reviewed on: 19th December 2016

Easy and clear

Website is to navigate round. Quick and easy process. Reviewed on: 19th December 2016

Very easy straight forward loan payment arrangements very convenient lots of emails to keep me updated I would recommend

Very easy to understand all the payment arrangements, updated often by email no complications at all Reviewed on: 19th December 2016

This loan really helped me

I'm glad I have been able to get a loan with zopa, super helpful and really quick Reviewed on: 19th December 2016

Easy application a very simple process and piece of mind that your application was approved considering you rather than them just profiting from you regardless of you affording it of not.

Piece of mind that your not being over charged in interest rates and no hidden suprises Reviewed on: 19th December 2016

Fast approval of loan at a low interest rate that my own bank couldn't match.

I needed a loan to top up my cash on hand to change my wife's car at short notice. I looked into Moneysuoermarket.com for their recommendations on loans & they flagged Zopa as the best option, which I would never have thought about. I tried my own bank and a couple of the other big bank names to check loan rates, but none were even close, so no-brainer to select Zopa. I applied for the loan and it was approved in a couple of days, allowing me to get a good offer on the vehicle I had found. Reviewed on: 19th December 2016

Great company to get a loan from

I got a loan out about four years ago for a car, I was approved almost straight away and I was happy with the interest rate too. My loan will end next year and Zopa would be my first choice if I was considering another loan in the future. Reviewed on: 19th December 2016

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