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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68048 reviews)

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4.94

Based on 68,048 reviews, last reviewed 17th Mar 2026

273500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

Amazing service!!

The whole experience could not be simpler, the website is a breeze to use, you always know what is going on, the important legal small print type stuff is in your face and even changing the repayment date to suit a new payday was a breeze. Would struggle to use a traditional bank for a loan again. Reviewed on: 19th December 2016

Easy, professional service

Using Zopa is very simple and the interest rates are excellent. I have never had this level of straightforward web-based service from a traditional lender. Reviewed on: 19th December 2016

Could't be easier

Very efficient. Renewed my loan straightaway. Excellent response. Reviewed on: 19th December 2016

5 star lender

Absolutely first class experience, straightforward lending process, quick (favourable !) decision. Would recommend to anyone to any in search of a reasonably priced loan. Reviewed on: 19th December 2016

Fast, Easy, No Fuss

The best interest rate I found online or on the high street and equally important a fast, uncomplicated, effecient process Reviewed on: 19th December 2016

Best service for Loan

Quick and easy would use again, money came when they said and DD setup was easy Reviewed on: 19th December 2016

Excellent service provider

Simple process to organise the loan and money available very quickly Reviewed on: 19th December 2016

Zopa is excellent

It was so easy to take out a loan, because Zopa's website is incredibly simple and user-friendly. Strongly recommended. Reviewed on: 19th December 2016

Excellent service

Easy to apply, answered very fast, money transferred without delay and most importantly low rates. Thank you. Reviewed on: 19th December 2016

Great interest rates

Good customer service the best interest rates. Lower monthly payments. Reviewed on: 19th December 2016

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