Smart Money People Logo

Zopa: Personal loan reviews

4.94
Based on 68,048 reviews, last reviewed 17th Mar 2026
273500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026
Kennedy's avatar
Kennedy

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience. Write a review

Zopa Personal loan reviews (68048)

they are quick!

5
It was quick with nice interested rates Reviewed on: 19th December 2016

good, quick, easy

5
Everthing was really easy, and of course it was quick. There is really good condition for the loans. Reviewed on: 19th December 2016

Convenient and on your terms

5
Zopa was a great way to get a medium term lump sum of cash - the interest rates were competitive and the experience was easy and straight forward from start to finish. Reviewed on: 19th December 2016

Great rates

5
Searched around for a car loan and Zopa had the lowest rate. Great rates and no issues. Reviewed on: 19th December 2016

The Best Financial Site

5
An excellent informative site which allows easy navigation of a complex financial world.. The team obviously work very hard to provide current and relevant information.. Definitely my go to site and I have recommended it to friends and family.. Well done Reviewed on: 19th December 2016

Would highly recommend zopa

5
Very swift service and great customer care. Reviewed on: 19th December 2016

Trust Zopa to do a great job

5
I found the process both straightforward and humanising. By that, I mean that when I received a call to talk about my application, the caller was very empathetic, professional and personable. I felt valued. The rates have always been good, dashboard is easy to use and customer care again, swift, thoughtful and personable. I felt like a valued customer and have recommended Zopa many times as a result. Reviewed on: 19th December 2016

Fantastic and then some

5
Zopa are super friendly and easy to work with. A great team of staff with all the answers you need !!!!! Reviewed on: 19th December 2016

Great experience, twice.

5
Fast, efficient pain free lending at a highly competitive rate. Reviewed on: 19th December 2016

Straight forward, easy to use

5
Easy to apply, great rates would use again. Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from Zopa?

  • Cash ISA

    from Zopa 4.95 from 1538 reviews
    Zopa
  • Current account

    from Zopa 4.94 from 5946 reviews
    Zopa
  • Smart Saver

    from Zopa 4.94 from 8044 reviews
    Zopa
    View all products