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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Borrowing with a conscience

Sometime we need to borrow money to help us make our future become a reality - borrowing from Zopa meant that we were getting support from people like us who wanted to help people like us. They took an interest in what the loan was for, made sure we really knew what borrowing was about whilst respecting our privacy and personal responsibility. The interest rates are fair and transparent and the service very professional. Reviewed on: 19th December 2016

Better rates than my bank

Bought a car at 11%cheaper than the garage could do! Reviewed on: 19th December 2016

My experience

There has been a few occasions recently when I have needed to call through to Zopa for some support. Every Tim I call I get high levels of customer service. Reviewed on: 19th December 2016

Very easy to work with

Best rates and easiest to work with Reviewed on: 19th December 2016

Hassle free loan

Zopa provided me with great interest rates and an affordable repayment plan. The process was hassle free and fast, with no stress or issues. Reviewed on: 19th December 2016

Easy cash hassle free

It was easy, was offered great rates and approval was quick and hassle free Reviewed on: 19th December 2016

TRUSTED LENDER

easy company to deal with,everything is explained before taking loan Reviewed on: 19th December 2016

Easy & quick

Easy and quick process, great customer service. I would definitely recommend Zopa and would use it again if needed. Reviewed on: 19th December 2016

Fast friendly service

Fast answering, straight forward solution and friendly customer service! Reviewed on: 19th December 2016

A great find

I had never heard of Zopa. They came up in a google search. Easy website. Really helpful customer support. Would def recommend. Reviewed on: 19th December 2016

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