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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

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4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69091)

A great find

I had never heard of Zopa. They came up in a google search. Easy website. Really helpful customer support. Would def recommend. Reviewed on: 19th December 2016

the best way to get a loan quick easy and friendly

I had a loan from Zopa for two years but needed to top up for newer car, It was simple and so straight forward I did it with in three days, I wouldent use anyone else. Reviewed on: 19th December 2016

Great flexible loan at a great rate

I searched the internet for loan providers with good interest rates. Zopa were one of the top rated loan providers that I came across on a number of searches. I was slightly dubious having never heard about them before. However, their interest rate was great and was far superior to loan rates from my own bank. I applied on line on my mobile phone whilst stood in the motor bike dealers show room. I had a decision in minutes and the cash was in my bank the very next day which allowed me to sign on the dotted line and purchase the bike I've always wanted. First Class. Reviewed on: 19th December 2016

You won't find a better personal loan

Zopa helped me finance my purchase of new windows for my cottage. Such an easy application form with instant acknowledgement of receipt. The monies were placed in my bank account within two days. Can't fault their service, during and after completion. Reviewed on: 19th December 2016

Quick, fast and easy

Title says it all really, the easiest loan I've ever taken out Reviewed on: 19th December 2016

Excellent customer service and support , attentative to detail and providing a service to meet your specific needs

Excellent customer service and support , attentative to detail and providing a service to meet your specific needs Reviewed on: 19th December 2016

Easy to do, great value

I have used Zopa several times now and each time is just as easy as the last. I have never had any issues. The rates have been competitive and they deliver on what they say. What more could you want. Reviewed on: 19th December 2016

Competitive Prompt and professional service

Application for my loan was easily made using their online website. Quick and easy to contact Customer service with any query. Funds promptly made available. Reviewed on: 19th December 2016

Good rates for savers send borrowers with super service

I took out a short Lian last year repaid 3 months later with no early repayment charges. This year I have switched my savings to Zopa and have 4% return. Competition for the big banks at last. Reviewed on: 19th December 2016

Simplicity

So easy to apply and a very quick decision with great rates Reviewed on: 19th December 2016

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