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Zopa: Personal loan reviews

4.94
Based on 68,048 reviews, last reviewed 17th Mar 2026
273500% increase in 5 star reviews
in the past 90 days
400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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0%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026
Kennedy's avatar
Kennedy

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (68048)

Best and Most Reasonable Loan

5
Best Deal available even when shopping around! No need to look any further then Zopa! Reviewed on: 19th December 2016

Helped in a time of need

5
Pleasant experience with an extra quick answer! Also the monthly repayments are affordable and I love the fact I'm not paying over the odds in interest!! Thanks Zopa Reviewed on: 19th December 2016

Quick and sirted

5
I needed a loan quickly to help move house and Zopa were there to assist. I used the website and was approved very quickly, with money in my bank very promptly. Reviewed on: 19th December 2016

Excellent service and after sales

5
Very easy to arrange loan and easy to use website to find out details about your account Reviewed on: 19th December 2016

Simple

5
Quick,Easy and professional service Reviewed on: 19th December 2016

Quick, Easy, Large Amounts. Really made it stress free

5
I couldn't believe how easy it was was to take out this loan, mostly due to the low interest rates I thought I would have trouble even being able to take out such a large amount. I have never had an issue since taking out the loan, everything has been perfect. Reviewed on: 19th December 2016

Great service and value

5
Easy on line process. Very quick and brilliant value Reviewed on: 19th December 2016

Quick & easy

5
Every easy to follow on internet. No hidden charges & very competitive. Very quick procedures. Reviewed on: 19th December 2016

Great service fantastic loans

5
one of the best interest rates around great customer serive easy online account management. one of the best loan providers top marks. Reviewed on: 19th December 2016

Easy peasy

5
Easy friendly and very efficient Reviewed on: 19th December 2016

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