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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Simplicity

So easy to apply and a very quick decision with great rates Reviewed on: 19th December 2016

Excellent service from start to finish

Excellent site easy to follow low interest rate money in bank within 4 days. Highly recommend Reviewed on: 19th December 2016

Best lender ever

I was amazed when I find Zopa website! It was so easy and very quick loan from them! Thank you Zopa! Reviewed on: 19th December 2016

Best loan rate bar none

You simply can't find a better loan anywhere Reviewed on: 19th December 2016

Zopa hassle free loan

Zopa have been fantastic company to work with. Reviewed on: 19th December 2016

zopa is the best

I got a loan from zopa, I have not had any bad experience, easy repayments method, quick response to loan application, low interest rate, some many options of length to payback, and most importantly great customer service so professional and helpful. I love Zopa, best loan company ever!!! Reviewed on: 19th December 2016

Great service fast and efficient

Great interest rate, fast and efficient Reviewed on: 19th December 2016

easy peasy

borrowed to buy a van it was so easy i was shocked when it whent through. easy on line account monthly direct debits great x Reviewed on: 19th December 2016

Superb service

Zopa were great, they helped me out with no hassle at all, everything was easy to understand and they offer a great service. Reviewed on: 19th December 2016

How you would want a loan company to be

Went to my bank for a loan and was offered 17.9% went to zopa my rate offered was 4% ! First class service will never go to the high street again to borrow money Reviewed on: 19th December 2016

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