Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

View other Zopa products

4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69082)

Great loan provider. Could not recommend more

Fantastic loan provider. Could not recommend them more Reviewed on: 19th December 2016

Easy, fast and great simple interface

Quick application, easy to manage Reviewed on: 19th December 2016

Great company

I think they are one of the best company's I've ever delt with Very easy to apploy great service and helpful no time messing around Reviewed on: 19th December 2016

Very good customer service all clear and very easy done . Big positive !!!

Very popular around my friends all them Happy about Zopa so im tried too and all is clear and easy im very Happy about that loan ;) Reviewed on: 19th December 2016

Fantastic service

After researching rates, Zopa came out as one of the best personal loans on the market. Taking out a personal loan with Zopa was very easy and efficient, a highly recommended service. Reviewed on: 19th December 2016

Very quick with dealing with my request.

I stumbled across the zopa website when I was looking for a loan. They offered me the cheapest quote for repayments and where very quick to get the process started and get the money to me as quick as possible. No hick ups at all, and very good communication between us to ensure I understood every piece of information about it. Reviewed on: 19th December 2016

Excellent service on all front

Very quick response time on loan applications. Good interest rates and good customer service. I am a repeat customer and will make Zopa my first port of call in future for any loan Reviewed on: 19th December 2016

Fast, clear and responsive.

Quick and easy, no hassle after being turned down by high Street bank. Reviewed on: 19th December 2016

A great lender

Really good interest rate in comparison to most loan sites Reviewed on: 19th December 2016

Fantastic experience

A great alternative to high street banking - great service and amazing attention in putting the customer at the heart of their proposal Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Peer to peer lending (discontinued)
from FundingSecure (inactive company) 4.25 from 3 reviews
Short-term loan
from Mr Lender 4.86 from 8305 reviews
Loans
from Wave Community Bank 4.92 from 225 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44340 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub