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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 12th Sep 2026

100% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Very good and very esy to apply Very good and very esy to apply very fast Reviewed on: 12th September 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69090)

Great company

I think they are one of the best company's I've ever delt with Very easy to apploy great service and helpful no time messing around Reviewed on: 19th December 2016

Very good customer service all clear and very easy done . Big positive !!!

Very popular around my friends all them Happy about Zopa so im tried too and all is clear and easy im very Happy about that loan ;) Reviewed on: 19th December 2016

Fantastic service

After researching rates, Zopa came out as one of the best personal loans on the market. Taking out a personal loan with Zopa was very easy and efficient, a highly recommended service. Reviewed on: 19th December 2016

Very quick with dealing with my request.

I stumbled across the zopa website when I was looking for a loan. They offered me the cheapest quote for repayments and where very quick to get the process started and get the money to me as quick as possible. No hick ups at all, and very good communication between us to ensure I understood every piece of information about it. Reviewed on: 19th December 2016

Excellent service on all front

Very quick response time on loan applications. Good interest rates and good customer service. I am a repeat customer and will make Zopa my first port of call in future for any loan Reviewed on: 19th December 2016

Fast, clear and responsive.

Quick and easy, no hassle after being turned down by high Street bank. Reviewed on: 19th December 2016

A great lender

Really good interest rate in comparison to most loan sites Reviewed on: 19th December 2016

Fantastic experience

A great alternative to high street banking - great service and amazing attention in putting the customer at the heart of their proposal Reviewed on: 19th December 2016

Very good service

The loan process was very good and quick. I was impressed with the speed of when the funds was made available to me. Reviewed on: 19th December 2016

Hassle free service

Great interest rates and easy to apply. No issues at all. Reviewed on: 19th December 2016

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