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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69082 reviews)

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4.95

Based on 69,082 reviews, last reviewed 1st May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Very good service

The loan process was very good and quick. I was impressed with the speed of when the funds was made available to me. Reviewed on: 19th December 2016

Hassle free service

Great interest rates and easy to apply. No issues at all. Reviewed on: 19th December 2016

Eficiently service

Easy just went to zopa's website for a loan and thats is it ,good and faster service. Reviewed on: 19th December 2016

.....g'day high street banks

I'm onto my second zopa loan and it was easier to apply for than than the first. The first loan I took out was dealt with in under 48hrs and one 5 minute phone call, a high street bank loan I took out was a stressful long drawn experience.......zopa *high five* Reviewed on: 19th December 2016

Uber efficient loan provider

Can't fault the application process and the user experience. So efficient from start to finish! Highly recommended Reviewed on: 19th December 2016

Fantastic company

Brilliant brilliant they really helped me out. Thanks so much Reviewed on: 19th December 2016

Excellent loan arrangement

Easy and straight forward with the best rates around. Would definitely use again Reviewed on: 19th December 2016

Great rate, great communication - simple process

From application to first repayment, everything was smooth and easy. Zopa offered the best rate and I was able to track my application online. The cash was swiftly available in my account. Reviewed on: 19th December 2016

Fantastic interest rates

Needed a quick loan and after searching the internet and comparing various other possibilities settled on Zopa due to great interest rates. Reviewed on: 19th December 2016

The best

It was great everything and it helped me a lot. Reviewed on: 19th December 2016

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