Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.94 (68048 reviews)

View other Zopa products

4.94

Based on 68,048 reviews, last reviewed 17th Mar 2026

273500% increase in 5 star reviews

in the past 90 days

400% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

My Journey. A successful hassle free loan application. The loan application process was very simple and straight forward. Zopa understood my request and was able to process my application in a very prudent... Read more Reviewed on: 17th March 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (68048)

Briliiant to deal with. Great rate for my credit score.

Really happy with the zopa loan I took out. Very easy to apply for, the money came quick and the interest rate was really good for someone with not perfect credit. Reviewed on: 19th December 2016

Brilliant easy and quick

Very easy, very competitive and very quick. What more do u want Reviewed on: 19th December 2016

Awesome

Easy to do, good interest rate, easy to pay back and no fees for paying early. A proper loan company with a twist. Reviewed on: 19th December 2016

Friendly and quick service, low APR.

I was updated about progress of my application, money has arrived as notified. Very reasonable cost of a loan. Reviewed on: 19th December 2016

Brilliant lender

Fast efficient service, great customer care and good interest rates. Overall a brilliant lender that I would highly recommend. Reviewed on: 19th December 2016

Fast, easy and brilliant service!

Zopa was recommended by a friend and I was wary at first as I hadn't heard much about them. Best decision I made! Brilliant customer service. The whole application process was easy and quick and I would recommend to everyone. Really helped me out, thank you Reviewed on: 19th December 2016

Excellent rates. So quick and easy

Easy , hassle free ! Quick and efficient Reviewed on: 19th December 2016

Excellent loan provider

Great rate, so easy to arrange, will use again Reviewed on: 19th December 2016

Great friendly service!

Needed a loan to help with a deposit, service was great with no hiccups, repayment cost unbelievably low Reviewed on: 19th December 2016

The most painless, easy to handle/manage quickly offered loan ever!

A few sentences needed and a couple of details (literally) and the loan was accepted. An excellent rate (in fact a better rate than my own bank/mortgage provider) to top it all the cash was with me within a couple of days. Absolutely amazing idea and concept and quite possibly the future of lending! Perfect service . Thanks Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday loan (discontinued)
from Credio (inactive company) 0.00 from 0 reviews
Logbook loan (discontinued)
from Gissaloan (inactive company) 0.00 from 0 reviews
Personal Loan
from Halifax 4.18 from 37 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1538 reviews
Current account
from Zopa 4.94 from 5946 reviews
Smart Saver
from Zopa 4.94 from 8044 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub