Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69091 reviews)

View other Zopa products

4.91

Based on 69,091 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69091)

Hassle free service

Great interest rates and easy to apply. No issues at all. Reviewed on: 19th December 2016

Eficiently service

Easy just went to zopa's website for a loan and thats is it ,good and faster service. Reviewed on: 19th December 2016

.....g'day high street banks

I'm onto my second zopa loan and it was easier to apply for than than the first. The first loan I took out was dealt with in under 48hrs and one 5 minute phone call, a high street bank loan I took out was a stressful long drawn experience.......zopa *high five* Reviewed on: 19th December 2016

Uber efficient loan provider

Can't fault the application process and the user experience. So efficient from start to finish! Highly recommended Reviewed on: 19th December 2016

Fantastic company

Brilliant brilliant they really helped me out. Thanks so much Reviewed on: 19th December 2016

Excellent loan arrangement

Easy and straight forward with the best rates around. Would definitely use again Reviewed on: 19th December 2016

Great rate, great communication - simple process

From application to first repayment, everything was smooth and easy. Zopa offered the best rate and I was able to track my application online. The cash was swiftly available in my account. Reviewed on: 19th December 2016

Fantastic interest rates

Needed a quick loan and after searching the internet and comparing various other possibilities settled on Zopa due to great interest rates. Reviewed on: 19th December 2016

The best

It was great everything and it helped me a lot. Reviewed on: 19th December 2016

Best loan in the market

Was quick to apply for low interest tonnes of good feedback online and I got quidco with the loan. A cracking deal Reviewed on: 19th December 2016

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Bridging Finance
from Together Money 3.74 from 7 reviews
Payday Loan
from Quid Market 3.66 from 5 reviews
Personal loans
from Clockwise Credit Union 4.79 from 4353 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44348 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub