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Zopa: Personal loan reviews

View other Zopa products
4.95
Based on 69,082 reviews, last reviewed 1st May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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Latest highest rating:

5

It was so easy and straight forward to apply with ve... It was so easy and straight forward to apply with very fast decision turn around pay out once successful. Very competitive repay rates always a no br... Read more Reviewed on: 1st May 2026
sylvester g's avatar
sylvester g

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John
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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69082)

Best loan in the market

5
Was quick to apply for low interest tonnes of good feedback online and I got quidco with the loan. A cracking deal Reviewed on: 19th December 2016
James French's avatar
James French

No hassle, speedy service!

5
Such an easy transaction from start to finish. Easy to use website, quick responses, no unnecessary emails. Perfect loan company! Reviewed on: 19th December 2016
Lucy Laverty's avatar
Lucy Laverty

Easy to apply. Quick response to application. Money quickly put into bank

5
I have used Zopa 3 times to take out a loan. There interest rates are low and vary dependant on the amount you borrow. The application is easy and you are informed within a few days if you have been successful. The money is swiftly put into your account and you can change the payment day. Reviewed on: 19th December 2016
NEIL HUNT's avatar
NEIL HUNT

Simple and cheap!

4
Very quick to sort loan out, good price and super simple to administer. T&c's were somehow easier to understand than any loan I had previously taken. Reviewed on: 19th December 2016
Paul Blakemore's avatar
Paul Blakemore

Simple fast and friendly

5
Having to start again on the finance side of things at 48 is scary Asking for a loan feeling I could be turned down was scary But with Zopa It was fast and simple, I was over joyed with an instant answer Also the rates are fantastic compared to other lenders I will never use anyone else again Reviewed on: 19th December 2016
Donna wright's avatar
Donna wright

Easy, quick, hassle free and a feeling of trust

5
Zopa were extremely easy to use, the most competitive for their interest rate and the easiest to set up. Just a quick check and the loan was approved immediately. Then in a few days the loan came through. Nice and simple! Reviewed on: 19th December 2016
James Shelbourne's avatar
James Shelbourne

Excellent service and rates

5
Couldn't be simpler or quicker to get an answer for a loan with low, low rates Reviewed on: 19th December 2016
Steve Tedder 's avatar
Steve Tedder

Excellent

5
Fantastic service , very speedy process and prompt results. Impressed. Will recommend. Reviewed on: 19th December 2016
Chitrali 's avatar
Chitrali

Excellent

5
Quick and easy. By far the best experience I've had when taking out a loan Reviewed on: 19th December 2016
Matthew Otter 's avatar
Matthew Otter

A shockingly easy process

5
I completed an application form after being given a really good interest rate that seemed too good to be true especially as my credit rating was only fair. The application was completed in minutes with an offer made instantly. The money was transferred 3 days later. I have recommended this company to my friends a family and will use them again in the future. S Davis Reviewed on: 19th December 2016
Sam davis's avatar
Sam davis

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