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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

It was quick and easy they made the process easy for...

It was quick and easy they made the process easy for everyone Reviewed on: 14th January 2025

Modern approach to banking and borrowing.

Modern approach to banking and borrowing. Effortless application and funds transferred immediately. The App makes the whole process so simple. Reviewed on: 14th January 2025

Great service

Very easy to apply and funds were in my account very quickly Reviewed on: 14th January 2025

excellent service and loan straight in to account

excellent service and loan straight in to account Reviewed on: 14th January 2025

Took out a personal loan.

Took out a personal loan. Immediate approval and money in the account within 3 minutes.Fantastic interest rate and full transparency of terms etc using the app Reviewed on: 14th January 2025

Great loan provider and great customer service with...

Great loan provider and great customer service with rates that suit most people’s needs. Reviewed on: 14th January 2025

Loan application - speedy service

Applied for a loan sorted straight away Reviewed on: 14th January 2025

Thank you Zopa

I needed a loan quickly and Zopa made it so easy with its online application. I simply gave access to my bank accounts and the next day the loan hit my account. Reviewed on: 14th January 2025

No problem with web site, easy application and good...

No problem with web site, easy application and good customer service. Reviewed on: 14th January 2025

Easy process and simple and great interaction

Easy process and simple and great interaction Reviewed on: 14th January 2025

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