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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Really great from start to finish!

Really great from start to finish- easy application process and quick decision. Easy to use app. Highly recommend Reviewed on: 14th January 2025

Quick loan required.

Needed a loan quite quickly, applied online, the loan was approved and the money was in my bank account shortly after, excellent service. Reviewed on: 14th January 2025

Very quick decision,Highly recommend

Very quick decision, good value loans, very happy and I have highly recommended Zopa to all my friends and family thank you for the great service Reviewed on: 14th January 2025

Great provider and user friendly

Very user friendly app, instant decisions and competitive rates. Reviewed on: 14th January 2025

Very quick decision and processing

Amazingly fast at desicion the stage, processing the application and sending the funds across. The site was easy to navigate. All in all impressive. Reviewed on: 14th January 2025

The best!!

Zopa it’s the best for Personal loan I had in My experience and very helpful. Number one !! Reviewed on: 14th January 2025

Professional company

Professional company whom I have used twice. You overpay and see your balance via the amazing app. Thoroughly recommend. Five stars Reviewed on: 14th January 2025

I needed to have my roof repaired before the next st...

I needed to have my roof repaired before the next storm arrived. The online form was quick and easy and i had the money in the bank to pay the contractors within the hour. I was so relieved Reviewed on: 14th January 2025

Very efficient, prompt and supportive

Very efficient, prompt and supportive Reviewed on: 14th January 2025

Good job

I have been with zopa for the past two years and it has amazing Reviewed on: 14th January 2025

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