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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69078 reviews)

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4.95

Based on 69,078 reviews, last reviewed 23rd Apr 2026

14% decrease in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Excellent service app fantastic each tim e I call th... Excellent service app fantastic each tim e I call the agents are so efficent and helpful. Reviewed on: 23rd April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69078)

No Nonsence Loans

This was the easiest decision I have ever had to make about taking a loan out . Very easy to deal with . My loan was dealt with and money in my account within two days. I cannot recommend this company highly enough Reviewed on: 19th December 2016

Easy, straight forward loan

The loan process with Zopa was straight forward and easy to complete. Fast payment of funds. excellent service provider. Reviewed on: 19th December 2016

Can't fault them

Applied for a loan based on the amazing interest rates. Reviewed on: 19th December 2016

Fast Simple & Fair All dealings with Zopa i have to say was simply perfect

Internet enquiry was fast and easy to understand. Interest rates were low. Money was in my bank very fast. Customer service is great, All great it really was and I will certainly be using again. Reviewed on: 19th December 2016

Clear and easy website

Website was very easy to use and as you log in to your own account you can manage your loan in many ways, great service and trustworthy loan provider! Reviewed on: 19th December 2016

Fast and friendly service

Fast and friendly service when looking for a loan Reviewed on: 19th December 2016

Fantastic quick service!

A very efficient service offered at great rates. Would highly recommend. Reviewed on: 19th December 2016

No nonsense stressfree borrowing!

I have recently taken out my SECOND loan with Zopa, that's how much I loved the first process. It was so stressfree to take one out. A very low interest rate tempted me to look into the Zopa loans and I'm so glad I did. Really couldn't recommend them enough. Reviewed on: 19th December 2016

Good service

Easy to do no problems quick service easy application Reviewed on: 19th December 2016

Fantastic lender

Great rates and easy to take out a loan! Brilliant customer service! Reviewed on: 19th December 2016

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