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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.907857584246798350 (69090 reviews)

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4.91

Based on 69,090 reviews, last reviewed 13th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Found Zopa to be good value for money a few years back. Found Zopa to be good value for money a few years back. But now the rates are not as competitive Reviewed on: 13th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

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Zopa Personal loan reviews (69090)

Fantastic service, hassle free, best rates

After calling customer services I took out a small emergency loan. All information was given over the phone was clear. It took couple of days to get the money and I was able to log into my online account to oversee how much is left. It was very easy and I had the option to pay towards the loan anytime I was able to or pay it off completely. Zopa offered the best interest rates out there. I was very impressed overall with the service and with how easy it was to use the online account. Fantastic option and I would highly recommend Zopa. Thank you. Reviewed on: 19th December 2016

ZOPA LOAN

Took out a Zopa loan to assist with payment for a new caravan rather than using to much of my savings, I found the while process very simple with the guidance of the helpful and informative customer service staff together with an excellent interest rate with no penalties for early repayment I am extremely pleased with my choice of Zopa as my lian provider. Reviewed on: 19th December 2016

No Nonsence Loans

This was the easiest decision I have ever had to make about taking a loan out . Very easy to deal with . My loan was dealt with and money in my account within two days. I cannot recommend this company highly enough Reviewed on: 19th December 2016

Easy, straight forward loan

The loan process with Zopa was straight forward and easy to complete. Fast payment of funds. excellent service provider. Reviewed on: 19th December 2016

Can't fault them

Applied for a loan based on the amazing interest rates. Reviewed on: 19th December 2016

Fast Simple & Fair All dealings with Zopa i have to say was simply perfect

Internet enquiry was fast and easy to understand. Interest rates were low. Money was in my bank very fast. Customer service is great, All great it really was and I will certainly be using again. Reviewed on: 19th December 2016

Clear and easy website

Website was very easy to use and as you log in to your own account you can manage your loan in many ways, great service and trustworthy loan provider! Reviewed on: 19th December 2016

Fast and friendly service

Fast and friendly service when looking for a loan Reviewed on: 19th December 2016

Fantastic quick service!

A very efficient service offered at great rates. Would highly recommend. Reviewed on: 19th December 2016

No nonsense stressfree borrowing!

I have recently taken out my SECOND loan with Zopa, that's how much I loved the first process. It was so stressfree to take one out. A very low interest rate tempted me to look into the Zopa loans and I'm so glad I did. Really couldn't recommend them enough. Reviewed on: 19th December 2016

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