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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

This Zopa is very good and fast.

This Zopa is very good and fast..I like thhem Reviewed on: 14th January 2025

Great service

Very easy to apply and get accepted, great app that you can see where your repayments are at and make any additional payments. Reviewed on: 14th January 2025

Really simple to organise.

Really simple to organise. Money was in my account as soon as approved. Handy app to keep track of things Reviewed on: 14th January 2025

Realy easy and straight forward to deal with from st...

Realy easy and straight forward to deal with from start to finish and funds made available same day, Zopa app is also spot on, easy to use and everything is there at your finger tips.would highly recommend . Reviewed on: 14th January 2025

Great company no hassle start to completr

Great company no hassle start to completr Reviewed on: 14th January 2025

Excellent communicating with Zopa and they’re willin...

Excellent communicating with Zopa and they’re willing to willing to help at anytime Reviewed on: 14th January 2025

Zopa loan, very happy

Very happy with the loan and, very easy to set up in the app, overall I recommend Zopa Reviewed on: 14th January 2025

Zopa has been there in time of need.

Zopa has been there in time of need. Thank you for your loan. Reviewed on: 14th January 2025

Fantastic company!

Fantastic company! Great customer service, super rates and smooth application and quick decision making ! Reviewed on: 14th January 2025

Outstanding service

It was streamline and very easy hassle free and extremely professional and very efficient time scale more than happy with the service I received Reviewed on: 14th January 2025

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