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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Always get a prompt response and money is transfered...

Always get a prompt response and money is transfered right away. Easy direct debit payments. Reviewed on: 14th January 2025

Absolutely satisfied with service and product

I have had a number of loans over the years and I have the experience very easy and the staff have been extremely helpful Reviewed on: 14th January 2025

Hassle Free Loan

It was so simple to apply for my loan and I had the money in my bank account in a couple of hours. Reviewed on: 14th January 2025

Easy to use app, clear decision and then easy mainte...

Easy to use app, clear decision and then easy maintenance going forward Reviewed on: 14th January 2025

Easy app to use.

Easy app to use. Money straight away been with zopa few years now not had any issues. Reviewed on: 14th January 2025

Easy application quick decision hassle free

Easy application quick decision hassle free Reviewed on: 14th January 2025

Zopa are the best loan company I have ever used .

Zopa are the best loan company I have ever used . Easy to apply very quick payout once approved and transparent throughout your loan highly recommended Reviewed on: 14th January 2025

Fast and Fabulous!!

So easy to navigate through the loan process and the money was in my bank really quickly. Reviewed on: 14th January 2025

Pleasant and fast experience

In comparison to other lenders, I found the Zopa process much faster and straight forward when using their online platform. Borrowing can be a stressful experience, but Zopa turn that into a positive experience. Reviewed on: 14th January 2025

Personal loan

Great service Great rates excellent communication easy to talk to gives you lots of confidence in there products Reviewed on: 14th January 2025

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