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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69061 reviews)

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4.95

Based on 69,061 reviews, last reviewed 18th Apr 2026

0% increase in 5 star reviews

in the past 90 days

200% increase in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Quick and easy to use. Quick and easy to use. Can make additional payments with ease. Would use again. Reviewed on: 18th April 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69061)

Exactly what I expected

Whole process was easy, accommodating to changing my payment date. Would definitely recommend. Reviewed on: 19th December 2016

Good loan company

Good loan company with good interest rates and no fuss Reviewed on: 19th December 2016

very good service and quick

Took out a loan was very quick checked my history and money was in my account wen said very highly reccommend Reviewed on: 19th December 2016

Great experience

Excellent service from start to finish Reviewed on: 19th December 2016

Great service

Wanted a hassle free loan, went to my bank who wanted so much information even though they have my account details just to get projection. Basically I had enough saw the Ad regarding Zopa and never looked back will definitely use again and recommend them - Thanks Reviewed on: 19th December 2016

Great service and affordable repayment options

Easy Process and great repayment options Reviewed on: 19th December 2016

The one!

Very easy to apply for a loan, all costs are shown & easily understood. Much cheaper than high street banks. Definitely THE one who everyone else has to beat! Reviewed on: 19th December 2016

Great rates and terms

I took out a loan with Zopa to pay off a bank loan due to the far better rates on offer. The process was quick and easy and the ability to manage overpayments online was impressive. Reviewed on: 19th December 2016

Clear and straightforward application process

We chose zopa because product (a loan) offered us best value and their website was excellent and easy to use. Reviewed on: 19th December 2016

Great

Really fast and no hassle and I can do early repayments if I want to. Reviewed on: 19th December 2016

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