Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Super fast payout - easy and simple

Super fast payout - easy to change payment date to match my pay date..couldn’t ask for more Reviewed on: 14th January 2025

Difficult to find better on the high street

Very easy to find a loan, app is second to none, working for a bank myself I was impressed with the options available on the app and the ease in which it was set up!! Decision was instant, funds were through quickly and all I need is int he app without having to speak to anyone! Reviewed on: 14th January 2025

Great experience with good rates

Great experience with good rates Reviewed on: 14th January 2025

Gave me financial space when I really needed it

Gave me financial space when I really needed it Reviewed on: 14th January 2025

Great product

great service and customer care Quick and friendly Reviewed on: 14th January 2025

Zopa personal loan

When I applied for a Zopa personal loan I found the application easy enough to complete, a decision was made very quickly and the money was in my account the same day. Reviewed on: 14th January 2025

Great product but rates could do better.

Great product but rates could do better. I only stayed this time because it’s so easy and quick to apply when you’ve already had a loan. Reviewed on: 14th January 2025

Very easy to deal with an good rates.

Very easy to deal with an good rates. I had the money in no time would recommend Reviewed on: 14th January 2025

Affordable loans and good customer service

Good value for money good customer service Reviewed on: 14th January 2025

Excellent service!

Excellent service! Easy process and very professional and friendly staff! Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loan
from Monzo 4.80 from 130 reviews
Loans
from Scotwest Credit Union 4.12 from 2 reviews
Loans
from Thistle Credit Union 4.73 from 69 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub