Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

Excellent service!

Excellent service! Easy process and very professional and friendly staff! Reviewed on: 14th January 2025

So simple, Great service

I found everything about applying for the loan very easy and the money is in the account right away. Great service. Reviewed on: 14th January 2025

Excellent!

Easy to use app. Fast and efficient service. Reviewed on: 14th January 2025

Just all round excellence throughout the whole process.

Just all round excellence throughout the whole process. Clear, concise, upfront detail and excellent customer service when required. Highly recommended. Reviewed on: 14th January 2025

Very efficient service great easy process.

Very efficient service great easy process. Great service would absolutely recommend and have done. Reviewed on: 14th January 2025

Rest assured!

Zopa were extremely thorough in my dealings with them, everything was thoroughly explained and checked which I appreciated. There were no fake promises and both myself and Zopa had to feel confident that our mutual dealings were safeguarded both at the time of application and thereafter - no hidden shocks! I can easily log both in and out of my account and view payments and interest which are clearly displayed. Other companies could and should learn from their standards of costumer relations and professionalism. One small suggestion is that a longer time might be allocated to enable customers to take a “selfie” as we are not all technically competent! I would have no hesitation in recommending anyone to approach them. Even if your application is not accepted be assured that they will put your best interests before the potential interest they could financially gain from you. Reviewed on: 14th January 2025

Very professional and easy to go through the loan pr...

Very professional and easy to go through the loan process. Very happy with the service Zopa has provided me. Reviewed on: 14th January 2025

Very easy application and fast process!

Very easy application and fast process! Reviewed on: 14th January 2025

Applied with ease online so easy and had an a very q...

Applied with ease online so easy and had an a very quick response to my request. Reviewed on: 14th January 2025

Zopa loans.

Zopa are no nonsense company quiick with results I fully recommend this company Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal loans
from Abound 4.91 from 18040 reviews
Personal loan
from M&S Bank - Marks and Spencer 2.17 from 58 reviews
Peer to Peer Lending
from Folk2Folk 3.33 from 3 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub