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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Excellent customer delivery service.

Excellent customer delivery service. Apply for loan is seamless, quick and once accepted and a customer meet their criteria, your money is paid into your nominated account without delay.. I will definitely apply for a loan with Zopa in the future. Reviewed on: 14th January 2025

Super fast payout - easy and simple

Super fast payout - easy to change payment date to match my pay date..couldn’t ask for more Reviewed on: 14th January 2025

Difficult to find better on the high street

Very easy to find a loan, app is second to none, working for a bank myself I was impressed with the options available on the app and the ease in which it was set up!! Decision was instant, funds were through quickly and all I need is int he app without having to speak to anyone! Reviewed on: 14th January 2025

Great experience with good rates

Great experience with good rates Reviewed on: 14th January 2025

Gave me financial space when I really needed it

Gave me financial space when I really needed it Reviewed on: 14th January 2025

Great product

great service and customer care Quick and friendly Reviewed on: 14th January 2025

Zopa personal loan

When I applied for a Zopa personal loan I found the application easy enough to complete, a decision was made very quickly and the money was in my account the same day. Reviewed on: 14th January 2025

Great product but rates could do better.

Great product but rates could do better. I only stayed this time because it’s so easy and quick to apply when you’ve already had a loan. Reviewed on: 14th January 2025

Very easy to deal with an good rates.

Very easy to deal with an good rates. I had the money in no time would recommend Reviewed on: 14th January 2025

Affordable loans and good customer service

Good value for money good customer service Reviewed on: 14th January 2025

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