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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Zopa has helped me and so fast with the money straig...

Zopa has helped me and so fast with the money straight away would definitely recommend them. Reviewed on: 14th January 2025

The zopa is very reliable loan provider, they trust...

The zopa is very reliable loan provider, they trusted and cooperative. Reviewed on: 14th January 2025

Great Service

Zopa are the best, from start to finish, the whole process was easy, I would recommend using Zopa, they are here to help.. Reviewed on: 14th January 2025

Simple & easy to complete all online.

Simple & easy to complete all online. No tedious paperwork involved. And results were almost instant Reviewed on: 14th January 2025

Straight forward and professional

Straight forward and professional Reviewed on: 14th January 2025

They was very good it was easy to apply and the mone...

They was very good it was easy to apply and the money was in my account within ten minutes Reviewed on: 14th January 2025

So easy and helpful

From start to finish which was about 5 mins so easy so helpful and money in my account within 5 mins Reviewed on: 14th January 2025

Easy application process, funds received very quickly.

Easy application process, funds received very quickly. Great app to manage your loan Reviewed on: 14th January 2025

Easy and seamless from start to finish as well as ve...

Easy and seamless from start to finish as well as very competative Reviewed on: 14th January 2025

Zopa make borrowing easy

Very easy application, responsiveness from customer services, communication and easy to use app Reviewed on: 14th January 2025

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