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Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Great loan privder

5
Easy and efficient online process with clear communication. Reviewed on: 14th January 2025

Easy to apply for loan and decisiomade quickly

5
Easy to apply for loan and decision made quickly Reviewed on: 14th January 2025

Reliably and professional team and administrative in...

5
Reliably and professional team and administrative individuals Reviewed on: 14th January 2025

It was very easy to apply and was very quick.

5
It was very easy to apply and was very quick.i recommend zopa for everyone. Reviewed on: 14th January 2025

Excellent service

5
Needed a loan for a car, had really pleasant experience from Zopa. Easy but fair application. Reviewed on: 14th January 2025

Great friendly staff always happy to help

5
Great friendly staff always happy to help Reviewed on: 14th January 2025

Zopa is great!

5
Fantastic communion, wonderful service, would highly recommend. Brilliant credit provider, none judgemental and happy to help. Reviewed on: 14th January 2025

Very quick easy and smooth process.

4
Very quick easy and smooth process.A Reviewed on: 14th January 2025

I have a credit card and a loan with Zopa.

5
I have a credit card and a loan with Zopa. I find using the app great to keep on top of payments and checking my balance. Reviewed on: 14th January 2025

Very helpful app, easy to navigate.

5
Very helpful app, easy to navigate. Lots of tips and monitor clients’ progress. Gives more advice how to handle your account. It helps me to increase my credit score and good for people who experienced bad credit and give them a chance to improve themselves. Lots to offer. Reviewed on: 14th January 2025

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