Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

Zopa is the best loan provider.

Zopa is the best loan provider. Easy application process and funds are available straight away. I cannot recommend you enough. If anyone is thinking of applying with Zopa, please go ahead. Thank you for not judging me by scores only and for giving me a second chance. Reviewed on: 14th January 2025

Very easy to deal with for credit cards and loans.

Very easy to deal with for credit cards and loans. Would definitely recommend to anyone Reviewed on: 14th January 2025

Was quick easy to use site excellent service

Was quick easy to use site excellent service Reviewed on: 14th January 2025

Simply the best

Easy to manage online and tailored to my needs whilst still being responsible lenders. Reviewed on: 14th January 2025

Great company and product

Effortless way to get a good loan with sensible repayments. Reviewed on: 14th January 2025

good company and easy to talk too

I was accepted for a loan and the advisor was so helpful it made it so easy ,since then I've had a further loan and again really helpful and easy to speak to Reviewed on: 14th January 2025

Very fast response and easy application process, fun...

Very fast response and easy application process, funds were transferred quickly Reviewed on: 14th January 2025

Great company

I’ve used Zopa a couple of times and they’ve been great Reviewed on: 14th January 2025

User friendly

Zopa is user-friendly, and you can easily track your balances using the Zopa app. Reviewed on: 14th January 2025

Used the online service it was so easy.

Used the online service it was so easy. You will know within minutes if you are eligible. Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Payday Loans
from Cashfloat 4.85 from 276 reviews
Personal Loan
from Monzo 4.93 from 129 reviews
Personal Loan
from Admiral 4.77 from 1396 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub