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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Very easy to deal with for credit cards and loans.

Very easy to deal with for credit cards and loans. Would definitely recommend to anyone Reviewed on: 14th January 2025

Was quick easy to use site excellent service

Was quick easy to use site excellent service Reviewed on: 14th January 2025

Simply the best

Easy to manage online and tailored to my needs whilst still being responsible lenders. Reviewed on: 14th January 2025

Great company and product

Effortless way to get a good loan with sensible repayments. Reviewed on: 14th January 2025

good company and easy to talk too

I was accepted for a loan and the advisor was so helpful it made it so easy ,since then I've had a further loan and again really helpful and easy to speak to Reviewed on: 14th January 2025

Very fast response and easy application process, fun...

Very fast response and easy application process, funds were transferred quickly Reviewed on: 14th January 2025

Great company

I’ve used Zopa a couple of times and they’ve been great Reviewed on: 14th January 2025

User friendly

Zopa is user-friendly, and you can easily track your balances using the Zopa app. Reviewed on: 14th January 2025

Used the online service it was so easy.

Used the online service it was so easy. You will know within minutes if you are eligible. Reviewed on: 14th January 2025

Excellent throughout loan service.

Excellent throughout - straightforward, quick and clearly explained to me. I felt that genuine interest was being shown in me and my requirements. Reviewed on: 14th January 2025

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