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Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
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0%
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0%
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Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Needed car loan and Zopa was very easy to deal with...

5
Needed car loan and Zopa was very easy to deal with and got my car hassle free thanks to zopa Reviewed on: 14th January 2025

Good customer service.

4
Good customer service.No jargon or complicating forms. Reviewed on: 14th January 2025

Would highly recommend!

5
Great company to deal with, quick decision making and easy to use app! 5 star Reviewed on: 14th January 2025

A good experience made easy by an easy to understand...

5
A good experience made easy by an easy to understand web site Reviewed on: 14th January 2025

I had a loan from zoopa and it was such an easy proc...

5
I had a loan from zoopa and it was such an easy process without too much drama. My loan was approved and the money was in the bank the next working day which was what I wanted a fast service Reviewed on: 14th January 2025

Quick and efficient service with great support for t...

5
Quick and efficient service with great support for the app Reviewed on: 14th January 2025

I have had two loans with Zopa.

5
I have had two loans with Zopa. On both the decision was prompt and communication was excellent. They also kept me well informed for the duration of the loans. I would highly recommend people to approach Zopa regarding a loan. The interest rates are reasonable and qell displayed. Reviewed on: 14th January 2025

It was quick and simple with good rates and intuitiv...

5
It was quick and simple with good rates and intuitive app Reviewed on: 14th January 2025

Thank you

5
The best experience, thanks for that Reviewed on: 14th January 2025

Excellent

5
Easy application - funds available within hours Reviewed on: 14th January 2025

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