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Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
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5%
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0%
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0%
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Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Good support and feedback on lending.

5
Good support and feedback on lending. Rates comparable and ease of use with online tool helps Reviewed on: 14th January 2025

Excellent

5
What other companies give you money that quick and interest rates like zopa not many thanks again zopa Reviewed on: 14th January 2025

Getting my loan was so easy and the money paid in af...

5
Getting my loan was so easy and the money paid in after two hours Reviewed on: 14th January 2025

Easy transaction and easy to deal with ongoing

5
Easy transaction and easy to deal with ongoing Reviewed on: 14th January 2025

Easy peasy application and the loan with decent rate...

5
Easy peasy application and the loan with decent rates was approved in seconds , money in my bank account the same day - what more does one need from a loan company? Reviewed on: 14th January 2025

Straight forward easy to apply help on hand when nee...

5
Straight forward easy to apply help on hand when needed easy usable app as well Reviewed on: 14th January 2025

Customer friendly

5
Used Zopa twice now and the speed and ease of use are second to none. Reviewed on: 14th January 2025

Excellent Service

5
When I require support they are there and help Reviewed on: 14th January 2025

Great service

5
Easy to apply and the money was there immediately. The rate I got was very competitive. Reviewed on: 14th January 2025

I have had a,bad credit reference in the past and zo...

5
I have had a,bad credit reference in the past and zopa has been good for my credit score Reviewed on: 14th January 2025

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