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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

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4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

Quick and easy to apply.

Quick and easy to apply. App is easy to use Reviewed on: 14th January 2025

Honest and straightforward company

Straightforward easy app to find info very helpful customer service Reviewed on: 14th January 2025

Very easy to talk to and a very friendly approach an...

Very easy to talk to and a very friendly approach and application was straightforward Reviewed on: 14th January 2025

Excellent from start to finish , had the money in my...

Excellent from start to finish , had the money in my account after 10 mins from all my checks being done would definitely recommend to everyone Reviewed on: 14th January 2025

Great approachable service.

Great costumer service. Strait forward application. I’ve originally applied for certain amount however later in the day decided to higher amount. After short consultation on the phone with agent I was advised to cancel the existing loan and reapply for new which I did. New loan was granted same day with same rate. Reviewed on: 14th January 2025

Easy to apply through their website.

Easy to apply through their website. Quick decision. Good comparable interest rates. Easy access to account for details. Reviewed on: 14th January 2025

I find Zopa very easy to keep track on your spending...

I find Zopa very easy to keep track on your spending with manageable repayment.s. Reviewed on: 14th January 2025

Quick and easy.

Quick and easy. Money transferred in time, payments taken when due Reviewed on: 14th January 2025

Trouble free, app is great.

Trouble free, app is great. Good range of products Reviewed on: 14th January 2025

Made it easy

Made it easy and straight forward to apply for a loan. Reviewed on: 14th January 2025

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