Write a review

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.95 (69083 reviews)

View other Zopa products

4.95

Based on 69,083 reviews, last reviewed 15th May 2026

14% decrease in 5 star reviews

in the past 90 days

No new 1 star reviews

in the past 90 days

95%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Zopa Personal loan reviews (69083)

It was quick & easy to apply n not long to wait for...

It was quick & easy to apply n not long to wait for the decision. From the start you knew what you would be expected to pay back each month & for how long Reviewed on: 14th January 2025

Approved in minutes and when I accepted the money wa...

Approved in minutes and when I accepted the money was straight in my bank. Rates were excellent and much better than other offers from other banks. I’d be happy to look at. Car Loan also with these great rates and speedy service. Reviewed on: 14th January 2025

Easy access and very helpful staff.

Easy access and very helpful staff. When you call for any enquiries? Staff are always helpful and professional. Reviewed on: 14th January 2025

Was really easy to understand and take out

Was really easy to understand and take out Reviewed on: 14th January 2025

It was a really easy process and communications were...

It was a really easy process and communications were brilliant Reviewed on: 14th January 2025

Excellent service 1st class everything you need to k...

Excellent service 1st class everything you need to know all in one place Reviewed on: 14th January 2025

Very professional approach, regularly review my cred...

Very professional approach, regularly review my credit limit and offering good interest rate. Reviewed on: 14th January 2025

Great service

Zopa helped me out with a loan which got me back on my feet after an iva had finished Reviewed on: 14th January 2025

Great company, easy to use, smooth

Great company, easy to access and get info. Smooth application process Reviewed on: 14th January 2025

was easy application and interest rate was very good...

was easy application and interest rate was very good i got the money straight into my bank in less than Hour. Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Personal Loans
from Cashfloat 4.94 from 27 reviews
Peer2Peer Lending (discontinued)
from Fund Ourselves (inactive company) 4.81 from 351 reviews
Personal Loan
from NatWest 4.19 from 152 reviews

Want to see more from Zopa?

Cash ISA
from Zopa 4.95 from 1545 reviews
Credit card
from Zopa 4.94 from 44343 reviews
Current account
from Zopa 4.93 from 6589 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub