Write a review

Newsletter

Go to business site

Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

View other Zopa products

4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

Read all reviews Write a review

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

Review Zopa: Personal loan now

Help others make smarter decisions by sharing your own experience.

Write a review

Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Quick decision

Easy to apply for and a quick decision Reviewed on: 14th January 2025

I’m very much happy with my Zopa

I’m very much happy with my Zopa Reviewed on: 14th January 2025

Professional staff and good use of time; no jargon,...

Professional staff and good use of time; no jargon, just straight forward, application made quick and easy. Reviewed on: 14th January 2025

Ease of use

Easily arranged products. Quick service and good backup. Reviewed on: 14th January 2025

Zopa 5 star loans credit card and current account

Excellent support eith loans and finances .I now have a current account with Zopa which is secure supportive and easy to use Reviewed on: 14th January 2025

Very easy process quick from start to finish good cu...

Very easy process quick from start to finish good customer service Reviewed on: 14th January 2025

My experience was that the process with quick and ef...

My experience was that the process with quick and efficient. Reviewed on: 14th January 2025

No pressure

All details were shown and explained if needed and no pressure Reviewed on: 14th January 2025

Very easy to apply very fast transaction easy to set...

Very easy to apply very fast transaction easy to set up online account to monitor your transactions great customer service would highly recommend! Reviewed on: 14th January 2025

Very easy and fair to deal with.

Very easy and fair to deal with. Would definitely recommend Reviewed on: 14th January 2025

Do you have a different Zopa product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Loans
from Shawbrook Bank 4.59 from 694 reviews
Home loan (discontinued)
from 1st Stop (inactive company) 0.00 from 0 reviews
Logbook loan (discontinued)
from Gissaloan (inactive company) 0.00 from 0 reviews

Want to see more from Zopa?

Fixed term savings account
from Zopa 4.87 from 1795 reviews
Credit card
from Zopa 4.87 from 44347 reviews
Cash ISA
from Zopa 4.84 from 1546 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub