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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Everything was dealt with easily and smoothly very g...

Everything was dealt with easily and smoothly very good offers Reviewed on: 14th January 2025

No Fuss Lending

Process was straightforward and the app keeps you informed of all products I have withZopa Reviewed on: 14th January 2025

it was easy access and get result in minute

it was easy access and get result in minute Reviewed on: 14th January 2025

Great loan company

Easy to use app, service is really quick, approved in 1 day after credit check. Reviewed on: 14th January 2025

Excellent

Applying was so easy, I use my phone as I do not have a computer or laptop at home and quick. It was hassle free Reviewed on: 14th January 2025

It was easy

Easy to apply, funds when it said and reasonable rates throughout. Reviewed on: 14th January 2025

Feedback on loans.

Have had a couple of loans in the past, with the most competitive rates.process has always been simple and with easy use of the app. I’m able to manage an overall look from time to time. Reviewed on: 14th January 2025

Excellent service, very easy to apply.

Excellent service, very easy to apply. Reviewed on: 14th January 2025

Very easy and quick payment the app is excellent

Very easy and quick payment the app is excellent Reviewed on: 14th January 2025

Easy to work with, very friendly and professional

Easy to work with, very friendly and professional Reviewed on: 14th January 2025

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