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Zopa: Personal loan reviews

Name: Personal loan
Rating: 4.91 (69089 reviews)

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4.91

Based on 69,089 reviews, last reviewed 25th Jun 2026

63% decrease in 5 star reviews

in the past 90 days

100% decrease in 1 star reviews

in the past 90 days

95%

Latest highest rating:

5

Smooth application, good communication They called me directly to clarify a couple of details — which I appreciated rather than it dragging out over email. Once that was sorted, everything ... Read more Reviewed on: 25th June 2026

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026

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About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Awards

Best banking app 2026

Awarded to the bank rated highest in customer reviews for their banking app.

Zopa Personal loan reviews (69089)

Professional service from start to finish

Professional service from start to finish Reviewed on: 14th January 2025

Fab serviceSuch a fast simple application

Such a fast simple application applied online within minutes the money was in my account Reviewed on: 14th January 2025

Awesome 5 Star Company

Fast efficient friendly service not complicated easy application speedy response. The app is awesome and so easy a really great company and you can pay off extra whenever you want well done Zopa Reviewed on: 14th January 2025

Very good service number one company

Very good service number one company Reviewed on: 14th January 2025

Quick reliable service

Very quick service no hassell and monies paid almost immediately into my bank. The app is easy.to use and easy to navigate Reviewed on: 14th January 2025

Excellent service

Very efficient and super easy to manage and get setup. Thank you. Reviewed on: 14th January 2025

Process was really easy and money was in the bank in...

Process was really easy and money was in the bank in a few minutes/hours Reviewed on: 14th January 2025

Easy and quick

Loan easy to apply for and at a very competitive interest rate. Online process very simple and money paid into bank quickly and no issues with repayments made by direct debit. Reviewed on: 14th January 2025

Very good service very easy and fast

Very good service very easy and fast Reviewed on: 14th January 2025

I had a decision within minutes.

I had a decision within minutes. A very good service. Reviewed on: 14th January 2025

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