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Zopa: Personal loan reviews

4.95
Based on 69,083 reviews, last reviewed 15th May 2026
14% decrease in 5 star reviews
in the past 90 days
No new 1 star reviews
in the past 90 days
See only 5 star reviews
95%
See only 4 star reviews
5%
See only 3 star reviews
0%
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0%
See only 1 star reviews
0%

Latest highest rating:

4

Zopa personal loan Site easy to navigate. Response time very quick. Reviewed on: 15th May 2026
Robert F's avatar
Robert F

Latest lowest rating:

1

Value for money I got my loan without any difficulty and it was a quick response. Reviewed on: 6th March 2026
John 's avatar
John

About this product

Zopa is an award-winning personal loan provider.

When you apply for a Zopa loan, you’ll see your personalised loan rates in just three minutes so you know exactly what you could get. Checking your rates won't affect your credit score. If your loan’s approved, you’ll get the money within two hours.

Zopa personal loan reviews help you find out what it’s really like to be a customer. If you’ve used Zopa before, you can also leave a review and share your experience.

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Zopa Personal loan reviews (69083)

exclent service all the time nothing is to much trou...

5
exclent service all the time nothing is to much trouble. Reviewed on: 14th January 2025

Professional service from start to finish

5
Professional service from start to finish Reviewed on: 14th January 2025

Fab serviceSuch a fast simple application

5
Such a fast simple application applied online within minutes the money was in my account Reviewed on: 14th January 2025

Awesome 5 Star Company

5
Fast efficient friendly service not complicated easy application speedy response. The app is awesome and so easy a really great company and you can pay off extra whenever you want well done Zopa Reviewed on: 14th January 2025

Very good service number one company

5
Very good service number one company Reviewed on: 14th January 2025

Quick reliable service

5
Very quick service no hassell and monies paid almost immediately into my bank. The app is easy.to use and easy to navigate Reviewed on: 14th January 2025

Excellent service

5
Very efficient and super easy to manage and get setup. Thank you. Reviewed on: 14th January 2025

Process was really easy and money was in the bank in...

5
Process was really easy and money was in the bank in a few minutes/hours Reviewed on: 14th January 2025

Easy and quick

5
Loan easy to apply for and at a very competitive interest rate. Online process very simple and money paid into bank quickly and no issues with repayments made by direct debit. Reviewed on: 14th January 2025

Very good service very easy and fast

5
Very good service very easy and fast Reviewed on: 14th January 2025

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